The next day came.
As expected, the Federal Reserve Board, the U.S. central bank, raised interest rates.
It announced a 0.5 to 0.75 percent annual increase in the benchmark interest rate from 0.25 to 0.5 percent.
Employees of JS Invest held a meeting to check the impact.
I said with a smile first.
"The Trump administration seems to be full of confidence in the economy."
Chang said.
As Trump pledged when he was in the presidential race, he seems to be expanding active investment in social infrastructure. That way, we'll create jobs."
"You said you'd ease regulations, right?”
"Yes, with infrastructure expansion and deregulation, Trump himself says he's pulling up economic growth by 3 percent."
"The Fed is raising interest rates because the economy is likely to overheat."
"If this happens, Korea will feel pressure to raise interest rates, but we won't be able to raise them recklessly."
"Is it because of household debt?”
"There are household debts, but there's also a big problem with self-employed people."
This time, Chung said.
"There is no talk of Korea raising interest rates in line with the U.S. I think it's frozen."
This time, Song said.
"How much is it that our country's household debt is worth 1,300 trillion won? If we raise interest rates a little bit, we'll be behind and house prices will fall right away."
"That's a big deal. As the value of collateral decreases, there will be a perfect storm that causes a lot of bad news at the same time. So you won't be able to upload it.”
Mr. Kim Hyung-sook asked me with a worried look.
"Should J.S. Development control the speed of buying an apartment?"
내가 단호히 말했다.
“그럴 필요 없습니다. 서울 강남 부동산은 금리보다는 수요공급에 의해서 결정이 됩니다. 속도조절 할 필요는 없습니다.”
홍지영 씨가 장 차장에게 물었다.
“뉴스에 보니까 미국이 앞으로 3년간 계속 금리를 인상할 가능성이 많다는데 이렇게 되면 어떻게 되는 거죠? 우리가 그 압력을 이겨내지 못할 것 아닙니까?”
“미국 금리가 내년까지 이어지면 한미간 금리 역전사태가 발생하겠지. 그러면 자본 유출 쇼크가 우려되겠지.”
“그러면 큰일 아닙니까?”
The Bank of Korea in Korea will take care of it. The Bank of Korea is currently freezing at 1.25% per annum for 6 months, right?”
'Until when can the Bank of Korea freeze it?“
"Hey, Mr. Hong Ji-young! Korean self-employed people borrow more than 500 trillion won from banks. If interest rates go up by 1%, half a million self-employed people across the country will be closed.”
"Well, does that happen?”
"So you have to make good adjustments."
"I hope interest rates don't go up so that young people like us can buy houses. Currently, 44% of homeless people are homeless, which means half of the people without homes. And I heard that there are too many people who own a lot of houses. There's a story about more than 3,000 people who own more than 50."
Then Hong Ji-young glanced at me.
I said, looking at Zhang.
"The stocks invested by J.S. Invest will not be affected much by this interest rate, will they?"”
"We have no impact. I think the stock market will be okay today. Both the U.S. consumer price index and the labor index are doing well."
Song also said a word.
"The U.S. dollar is very strong as the U.S. benchmark interest rate rises. Oil prices are falling."
I said, looking at Chief Jung and Chief Song.
"Did you run out of 7.2 billion won in high oil accounts to Tong Yang Moolsan and S.C. Engineering?"
"The purchase is complete."
"Really?"
"So we're keeping a close eye on Ban's move."
"Be careful and don't miss the end of the year if possible."
"Okay."
I came to the president's office after finishing an analysis meeting with the employees on interest rate hikes.
I opened HTS to buy some SillaJen today.
SillaJen was rising a little to the 13,000 won level.
"Now, 11,500 won won won't come if I die and wake up.”
I didn't have to live too hard.
I looked at the newspaper with a supply of 12,500 won for a hasty throw.
Hong Ji-young came to the president's office with horticultural sprayers.
"Mr. President! I think the orchid pot in your room has become too dry. I'm going to moisturize and go out.”
In my room, there was orchid flowerpot sent by the head of a securities firm or bank branch.
I said while watching Hong Ji-young spouting a sprayer.
"Hong Ji-young won't be attending the candlelight vigil anymore. The impeachment motion against the president has been passed."
"No. I'll be in Gwanghwamun tomorrow Saturday as well. I promised to get together with my club friends tomorrow. If President Park admits all her faults and resigns immediately, she will stop."
"I think President Park is already dead..."
"No, the president, who is facing an independent counsel investigation and the Constitutional Court's impeachment trial, has set up more than 10 lawyers. I'm going to make a self-evident."
"Is that so?"
Acting President and Prime Minister Hwang Kyo-ahn should also resign. Tomorrow, we will gather in Gwanghwamun for the 8th weekend candlelight vigil to demand a quick ruling by the Constitutional Court.”
"Mr. Hong, aren't you meeting your boyfriend there?"
"Hehe, there's that, too.
"What's your boyfriend like?”
"It's in a civic group."
"So you're probably attending a rally as well as a date."
"Not really. We have different places to promote. When it's over, let's meet and have a party."
"Have you and your boyfriend made any future plans?”
"I couldn't. I don't have a home. We need to save more money to get a 15-pyeong two-room."
Hong Ji-young smiled brightly.
Even if I didn't have money, I felt like I was living a very active life, holding candles with my boyfriend and drinking makgeolli after the party.
I bought about 10,000 shares of SillaJen on this day. It wasn't much.
Sunday has come.
Today was the day of meeting with Eunyeong's parents.
Mom and Dad seemed more stylish than the last time my cousin got married.
And at the last wedding, I was joking and looked like I was going out, but today it was different. He looked quite nervous. Mom said with a worried look.
"I shouldn't have made a mistake."
"Just say it as it is."
"I didn't even tell my relatives because my daughter-in-law was so famous.”
"You'll find out later.”
"Can I say I'll make a separate living when I meet the bride's mother?”
"Sure. Tell them you're going to get a house in Hannam The Hill."
"Hannam The Hill? Where is that house?"
This time Dad said.
"Isn't Hannam The Hill an apartment in Hannam-dong?"
"Yes, that's right."
"You mean you get there? I heard it's very expensive there. I heard it's more expensive than Gangnam.”
"Just say you're buying a 26-pyeong little one."
"You buy 26 pyeong? Are you sure you're going to live?"
"Yes, I'm trying to live because I have something from 1.2 billion."
"1.2 billion? Oh, my God!"
At the sound of 1.2 billion won, mom and dad opened their eyes wide and looked.
Mom said really worriedly.
"I'm afraid you've made so much money. It's so easy to say 1.2 billion in a world where it's hard to earn 1.2 billion even if you make it all your life."
"I have nothing to be ashamed of.”
"Your cousin, who was married this time, said he didn't get to rent a house even if he went to a large company, and he got a reverse tax."
"I guess that's about it if you go to a large company. But isn't it still an apartment reversal?"
"I heard my uncle paid me 200 million won for the 300 million won deposit."
"Really?"
"It's really scary that my big father pushed me so hard because he had a fortune, but my family, who doesn't have a fortune, buys a house worth 1.2 billion won."
"You're welcome!"
"I have nothing to say because my parents can't handle it, but are you really paying for it?"
"Yes, so speak up in front of your mom. I want you to make a separate living and tell me that I'm buying a house."
"Okay..."
Dad also stroked his chin, making a rather complicated expression.
Mom said.
"You're going to the hotel in front of City Hall today, aren't you?"
"Yes. The Plaza Hotel. We're meeting at a restaurant in the hotel."
"That's going to be expensive, right?"”
"Yes, it's a little more expensive than a regular restaurant, but it's okay."
"Ha, I've had dinner with your dad at the hotel and it's okay.”
Then my mom smiled shyly.
I left home after 11 o'clock with my mom and dad.
Dad wore the same suit and half coat as he wore at his cousin's wedding last time, and Mom wore a jacket two-piece and also a half-coat.
Mom even muffled a big bag.
I took my mom and dad in my car to The Plaza Hotel in front of City Hall.
I went to the Korean restaurant on the 3rd floor.
The restaurant staff knew that we were a team that came to have a meeting and guided us to the square in front of City Hall.
Mom and Dad drank the water the waitress brought with them with a nervous look.
After a while, Eunyeong appeared with her parents.
Unyeong was definitely a beautiful woman.
As Eunyeong's parents are also old people who don't know the hardships and are finely old, boutiques flowed with Ji Sung-mi.
Compared to that, my dad's face was too dark and my mom's skin wasn't smooth either.
Mom and Dad stood up.
"Eun-eun is my parents."
"Hello!"
The parents greeted each other.
Eun-young's father still smiles, but Eun-young's mother looked a little displeased.
Dad relaxed and said first.
"It's nice to meet you. I'm happy to welcome your daughter."
Dad spoke in a clear tone, though his voice was awkward.
Eunyeong's father smiled and answered.
"Nice to meet you. We are happy to have a good son-in-law."
My mom saw Eunyeong wearing clothes or necklaces.
I don't know the price, but my mother was no match for sophistication.
Mom said nothing with a look of despondency.
The food is served. It was a course meal.
Mom and Dad didn't pick up the spoon first.
Eunyeong was wary of her father and mother.
Eunyeong's father told my mom to eat it first with his hands.
"Eat first."
"Yes? Ah. Yes."
The food came out little by little because it was a course meal.
But my dad and mom ate up the food in a flash.
Eunyeong's parents don't even eat half of it. I was a little embarrassed about this part.
Fortunately, Eunyeong led the mood well.
"It was very cold until yesterday, but it's gotten a lot warmer today. It's going to be a good day for the kids."
"Yes? Ah. Yes."
The fish is served. It wasn't much, it was just one point. Everyone ate without a word in the middle of awkwardness, but Eunyeong's father set the mood again.
"I think this fish is defensive. Defense is a delicacy in winter.”
"Well, it is."
"I only worked at the bank. I'm playing after retirement. But I heard that you're doing something."
"Cha, I'm working as a window man."
Eunyeong frowned at the sound of the window job.
said Eun-young with a smile.
"Maybe you have a good face because you're active."
"Go, thank you."
But in reality, I liked Eunyeong better.
Wine is served.
I poured wine and gave it to my parents.
And Eunyeong poured wine for my mom and dad.
a cup of Mom's drink