Oh Dong-min told me half jealous and half jealous.

"I'm not very good at dating. I should learn a lesson when I meet CEO Choi.”

"Do you need skill in dating? Marriage partners like to show the truth.”

"Is that so?"

"I'll live forever. Won't you?”

I'm sorry, but isn't announcer Park Un-young from Seoul National University? How did you react when you said you were out of the jigsaw stand? I wonder."

"Haha, is that so curious?”

"Lee Soo-chul probably lied about Choi's academic background."

"Do I just have to cheat on someone who's going to live forever? If you're serious, you're bound to work. It didn't work out well at first, but when I was being sincere, I opened my heart

"Is it really so?"

"And prayed. I'm not a church person, but I prayed hard. I begged Park Un-young to help me marry her."

"You had such a heart."

But this is a lie.

I didn't pray to Jesus Christ, I prayed to Grandma Baek.

However, I couldn't say that I prayed to Mrs. Baek to Oh Dong-min.

Oh Dong-min said in a slightly feeble voice.

"Congratulations anyway. To marry such a top star."

"Thank you for congratulating me. I'll send you the invitation when it comes out soon.”

I was going to ask Oh Dong-min to host the wedding, but I quit.

The next day, Samsung-related stocks rose in unison.

It was because the arrest warrant for Samsung Electronics Chairman Lee Jae-yong was rejected.

Vice Chairman Lee Jae-yong had been under investigation for allegedly offering bribes to Choi Soon-sil and her daughter at the request of President Park.

Mockang Tech, which is supplying products to Samsung Electronics, also saw its Ilbong Chart showing a positive growth.

Chang came into my room and said,

"If the Mo Kang Tech stock chart continues to rise, we'll make some profit and take it away."

"Go ahead."

And our No. 3 fund is for the church in Gangnam, and we need to change our investment destination.“

"Change where you invest?”

"We've been investing in companies that are going to be listed, and we've got a low evaluation of those companies that are going to be listed So I'm going to transfer."

"It's up to you, General Manager Chang."

"Okay, then I'll take care of it."

"The third fund, the fund for the Gangnam large church, is still 5 billion won, right?"

"Yes, because our financial statements weren't coming out, we resold what came in 30 billion won later."

"The deputy pastor of the church asked us to send a copy of the audit report after we finished our external audit in March. He said he would decide whether to reinvest 30 billion won from the financial statements in the audit report."

"Okay. I'll hurry Assistant Manager Kim Hyung-sook to get the audit report out quickly."

All enterprises settle their accounts at the end of the year and receive an external audit.

The external audit is conducted by certified public accountants, who audit whether the company's year-end settlement data are all correct or not, and if there is no problem, post the opinion that it is appropriate.

This audit data is sent to the tax office or each client or financial institution.

If a company is in a mess due to poor settlement data, the outside auditor, the CPA, rejects the opinion.

In the case of listed companies, rejection of an audit opinion may cause a loss of business.

In the case of large churches in Gangnam, the execution of funds was conducted at the elders' meeting and approved by the pastor.

However, since there are former accountants and tax accountants among the elders, they said they would decide on additional investment based on the financial statements of JS Invest.

He said he wanted to knock on the stone bridge, but he could not say that he was disappointed to take out the money.

Zhang said with a smile.

"I like the money from the church in Gangnam, but I also want to attract money from Sincheonji."

"Shincheonji? What is it?"

"Have you heard of the hottest place these days?"

"I don't know.”

"Shincheonji refers to the Shincheonji Jesus Christ's Testimony."

"The name is complicated, too."

"Shincheonji made inroads into 31 countries last year and has 500 billion won in assets alone."

"Really? You seem to have received a huge donation from the congregation."

"Shincheonji has 55 branch churches, 266 mission centers, and 801 other real estate properties in Korea."

"That's great."

"Shincheonji has 28 churches and 91 pioneers in 31 foreign countries."

"It looks like the Unification Bridge."

"Anyways, if we manage these church funds, J.S. Invest will be the prince of the private equity industry."

"And there's already a place where you can manage it. There are 801 other real estate properties, so the real estate valuation alone would be enormous.”

I also bought SillaJen, S Productions, and TS Investment on this day.

Companies related to Samsung Electronics rose in unison following Lee Jae-yong's incapacity, but SillaJen did not rise.

S Productions are so handy that if I touch it a little bit, it goes up and down a little bit.

TS Investment was also unable to rise due to strong selling.

I've been nibbling away these stocks all day.

Hong Dae-ri came to my room with something in a paper cup and plate.

"What is it? What is it?"

"Ho-ho, I took a cup of tea to make sure you had good eyesight because I thought you'd have a hard time doing business. It's a tangerine."

"Thank you."

"By the way, sir. Did you see the news that people in their 30s were arrested for stealing 6.3 billion won from 430 female college students for high returns from stock investments?”

"No, I didn't see it.”

"I heard that one of my juniors got hit, too. Is there such a swindler in the world?"

"Oh, how did that happen! You always have to take care of the stock, not trust what others say."

"I was ponzi game."

"Phone game?"

"Don't you know the phone game?”

"I've heard of it, but..."

"Phone games are investment fraud. It's a way for investors to use their investments to make profits without actually generating any profit."

"How can I pay for a profit when I don't have a profit?”

"It's all about getting new investors involved."

"Ay, does it always last? It breaks down quickly.”

"Most Ponzi schemes offer short-term guarantees of high profits to attract new investors. A high sum that you can't make at the top."

"Well, that's because it's a form of investment that can't survive unless it continues to flow much more than before."

"In other words, it's a way to pay dividends to existing investors with new investors' money. It's a so-called "bottom stone" structure that blocks the upper stone."

"Is that so?"

"My junior got a loan like a fool, and then he got robbed."

"Oh, my. Then you'll have to struggle to pay back the interest."

"Ehyo, his family was poor and he tried to make money quickly, but failed.”

I also sighed because I had a painful memory of losing all my money after receiving a loan.

People who were poorer than the rich often made mistakes because they had a desire to make money quickly.

I asked.

How much money did your junior get?“

"15 million won. The swindler got a loan because he guaranteed an annual income of 3,600% and a monthly income of 100 million won. I'm sure Park is in his 30s when 433 female college students were robbed of such loans."

"Well, I'm sorry for your junior."

If he had received a loan of 15 million won, his credit would have been good.

When I got sunshine loan to buy a truck, I only got 12 million won instead of 15 million won. At that time, the credit rating had to be above grade 6 to receive all 15 million won.

I bought a truck with that money then, got swindled, and bought Boseong Powertech shares with the remaining money, but failed. It was because I bought Boseong Powertech at the end.

I had a painful memory of crawling in and out of the towel spinning.

When Hong left my room, I searched the Internet for the swindler.

Park was 31 years old, younger than me.

According to the police, Park has recruited 7,000 members through the national university community as a stock investment club "Golden Cross" since January 2015.

When I heard about the stock club, I thought of an acquaintance of the Virgin Mary.

He was also a person who had a bad accident due to the issue of the Virgin Mary and money.

[What's he doing now?] Are they still recruiting paid members for stock reading?]

I searched for the cause of the failure of the arrested person.

Park, who was arrested, was reported to have suffered losses by investing 1.7 billion won out of 6.3 billion won in overseas futures options.

The remaining 4 billion won is estimated to have been spent on some female college students in the name of distribution of profits."

In addition, the police confirmed that Park had purchased and drove four luxury cars, including Mercedes-Benz and Audi, for 700 million won, and confiscated them.

It was hard for me to understand the state of their consciousness.

"One car is enough, why four foreign cars?"

Park, who was arrested today, said there were four foreign cars.

Bugatti is the richest person in Cheongdam-dong who has already been arrested. It was said that there were three foreign cars, Lamborghini and Benz.

Rather, I wondered if it was because of the compensation mentality when poor people made money.

I'm on a Mercedes-Benz Maybach now, but this is a corporate leasing car.

It's a leased vehicle, so the corporation will cover the expenses. I didn't have the money to go in.

However, it was really hard to understand how to buy three or four foreign cars that we didn't need.

General Manager Chang came into my room.

"Hyundai Merchant Marine has acquired 20 percent of TTI shares, a subsidiary that manages Hanjin Shipping's Long Beach Terminal."

"How much did he take over?‘

"$15.6 million. It's almost 18.4 billion won."

"That money will flow into Hanjin Shipping. Hanjin Shipping won't be able to revive with 18.4 billion won.”

"Yes, it's like clearing up public bonds."

"Public interest bonds?"

"It refers to utility bills such as overdue wages for employees, national or local taxes, health insurance premiums and unpaid employment insurance premiums. These bonds take precedence over commercial and financial bonds."

"In the end, it's not going to affect rehabilitation.”

"I suppose so."

"It's an opportunity to take over a stake in Long Beach Tunnel management company for business.”

"Yes, I would if I could control it with only 20 percent."

Jang, who was about to leave the president's office, was called up again.

"Do you think Hanjin Shipping will survive?"

"Well, I don't know that much. You can ask the CPAs there, commissioned by the court, for due diligence, but they won't tell you."

I told Chang.

"Let's playfully write down what the fate of Hanjin Shipping is going to be."

"I can tell you if you're joking. It's just a guess."

The two of them packed something in a note.

And Chang and I opened the memo.

Both wrote 'Failure' at the same time.

We saw the recent large-scale trading of stock prices as an escape from existing shareholders.

Jang and I laughed face to face with each other.

preparation of wadding