Chang shook his head from side to side and said.

"But K E&C... is strong on overseas plants, but the problem is that they're so big."

"I guess that means no one is willing to take over.”

"Yes, first of all, Group A's chairman will think a lot about it. In the worst-case scenario, group A or state banks will not benefit each other."

"Is that so?"

"Think about it. Won't you? Group A will become a potato once it is under court receivership.”

"I'm sure."

"And the state bank will be tied up with the collection of loans?”

"But didn't the state bank threaten Group A to go to court?"

"That's because the interest on the loan isn't coming in right now. That's not why we're taking over a company by mobilizing too much debt. I don't think there are any good aides around Group A."

"If Group A chairman gets someone like General Manager Chang, it would be like a Gozo breast getting a Jangjabang. We're going to get the world."

"Hahahaha. Group A would have hundreds of aides with that level of ability. It's right for a man to serve his master."

[So I'm the one who recognizes Jang? It's embarrassing to hear this.]

I felt embarrassed and quickly turned the subject around.

"If there's no suitable buyer like you said last time, I think the state bank will be in the process of raising funds."

"There's a high probability of going there. In any case, Group A's chairman is in a position to throw up K E&C and clean up one or two companies due to heavy losses."

Chang was saying something very similar to Linda Sim.

After Jang left, I was reading the newspaper and the representative of the Hwachon law firm called.

"Mr. Choi? It's me."

"Oh, yes. Mr. Representative."

"I heard you went to Yangpyeong's villa."

"Yes, I went a few days ago."

"I heard you gave the chairman 50 years of Royal Salute. That's the chairman's favorite drink, but you got something precious. Where did you get it?"

"I got a present from someone I know. I'm American."

"American? As expected, Mr.Choi is wide-spread. I saw an article in the newspaper a few days ago that Choi became vice president of the Korea-U.S. Businessmen's Club. The one that the member there gave me?"

"That's right. I'm Korean-American. He's also in the private equity industry."

"Can't you get another bottle of it?"

"Well, 20 or 30 years old, 50 years old... "

"I'm not asking you to get me a drink. I'm afraid the chairman of Group G will ruin his health if he drinks 50 years of Royal Salute."

"I'll see, but if the limited quantity is shipped, it might be difficult."

"Well, then I have a favor to ask."

"Yes, please speak."

"The 38-year-old Royal Salute is also in duty-free shops, so try it. I heard the price is about 600,000 won. Could you just buy two bottles of it and send them to Yangpyeong's villa?"

"Yes, I will. But it's worse for your health if you drink that strong brew every day, isn't it?"

"I'm going to let you drink before you go. Isn't that right, Mr. Choi?"

"Well, I guess that's the case."

"Then get to work.‘

The representative of Hwacheon hung up the phone.

I'm gonna let you drink and go. Oh, that makes sense.]

I called the president of the liquor department store in front of Hongdae, which I used to stop by often.

"I'm my favorite boss. Do you have a 38-year-old Royal Salute?"

"We don't have it at home. It's 20 years old."

"Just get two 38-year-old bottles."

"Okay, sir, but it's a little expensive."

"I know. Don't worry about the price."

"Okay, sir."

Anyway, I wanted the chairman of G Group to live until this year.

I hung up and went to the bathroom.

After urinating, some gangsters-looking people were talking to Hong.

There was a voice asking if the boss was there.

It occurred to me that they must be troublesome people.

I just winked at Hong and came out.

One of the gangsters saw my face, but it didn't seem like he thought he was the boss because he was young.

I exercised at the Conrad Hotel Fitness Center.

Around lunchtime, I called Hong.

"Did the people who came to see me go?"

"Yes, I did."

"What brings you here?”

"I'm not sure about the details, but since I went after a meeting with General Manager Chang, I'll put him on the phone."

"No, I'll call Director Zhang directly."

I called General Manager Chang.

"Come to the lobby of the Conrad Hotel. It's lunchtime."

"Okay, I'll go down."

I went to a Japanese restaurant with General Manager Chang.

I ordered two bowls of fish roe soup.

"Who were the people who came earlier? He looked just like a gangster. You cut your hair."

"That's a gangster."

"Really? But why did such people come to our office?”

"He wants to join us in the operation."

"Operations? Do gangsters do things like that these days without punching?”

"I think it's because touching the operating stocks makes money. Gangsters do it with private moneylenders and they hire people themselves.

"Well."

"I sent it back for now. We said that the money was all different, but we didn't invest it. We can't afford to do that because we don't actually have any new funds coming into our company."

"What do you say I don't have any money?”

"I heard that the boss here was a super ant, and he said he was disappointed and gave me his business card."

General Manager Chang showed me the gangster's business card. It was a business card called XX Development Chairman.

"The gangster is the chairman."

General Manager Chang grinned at my words.

I asked.

"But has there been a case of a gangster tampered with the operatives? The general manager has a long history of securities firms, so you know.

"There was. When I was a new employee, there was a Gunsan G-pa pier in Suwon."

"Really?"

"At that time, the Suwon District Prosecutors' Office caught two people on charges of conspiring with gangsters and company executives and making huge capital gains through stock price manipulation. The two men arrested for violating the Securities and Exchange Act were directors of a paper company in addition to the G-Pa docks in Gunsan."

"Well, you two seem to have been working together."

"Yes, these people used seven other people's accounts to keep buying operational stocks at high prices. The stock quadrupled from 3,700 won in two months to 14,100 won. And when the ants got stuck, they took it all out.”

"But there must have been a theme to boost stock prices."

"You know, it's a capital increase, and it's spreading rumors that you're taking over a court-managed company."

"You got caught in a clumsy way."

"They might kidnap people if they mess up. When Jeonju's N-wave leader failed in the operation, he detained the informant in an officetel in Seocho-dong and was arrested by the Seoul Central District Prosecutors' Office's drug ring criminal investigation unit.

"That must be handled by the drug ring criminal investigation department, right?"

"I think so. It's not good to get involved with gangsters anyway. It's best to chase them away."

"You're right."

"Now that I'm free and the stock market is booming, I realize that there's a lot of money going into the stock market."

"Hmm."

"I told you at the morning meeting that the combined market capitalization of the stock market has exceeded GDP for the first time in history."

"Is that so?"

"It's a sign that the Korean stock market has entered the developed market in earnest."

After 3:30 p.m., Chung came to my room.

"Korean Air sold 50 percent today. The sale price is similar to yesterday's."

"Is it 50 percent, not 30 percent?”

"I threw 50 percent because of the abundance of liquidity. If you throw 20 percent tomorrow, you'll get rid of it all. We'll report the total selling price tomorrow."

"Well, go ahead. It's good to have more ants."

"I think the financial situation in the market has improved. Companies say they're making big investments in the U.S. because their finances are getting better."

" Oh, tomorrow, Moon Jae-in to the president is the summit to leave?”

"Business people are following, and large companies are investing $6.25 billion in the United States in the next five years."

"It looks like you're giving Trump a big gift. Will Trump bother South Korea less then?"

"It seems like companies are making big decisions because it's easy to borrow money at low interest rates."

I said with a grin.

"Now that we're in the era of low interest rates, lenders that have been enjoying high interest rates are not going to have a good time."

"It's going to taste like death. More than 950 small and medium-sized lenders have closed down in the first three months of the year due to a cut in the highest interest rate."

"Really?"

"Instead, more and more bond-collecting industries are not affected by interest rates."

"Even though we've lost a lot of money, ordinary people who don't have collateral or credit would have used a lot of lenders because of the high bank threshold, but it's going to be even harder.”

"Yes, the festival is always on the side of the one who has it. Where will the closed lenders go? They'll all go undercover and turn into unregistered, high-interest, illegal bonds."

"The poor will have no choice but to use it."

"Yes, and then you'll never be able to pay it back, and the collection of bonds will be a mess to get it. Illegal bond collectors who blackmail and threaten all kinds of things."

This story made me depressed again.

It was because polarization was getting worse.

In this era of low interest rates, some people borrow billions and tens of billions of won from banks, while others cannot borrow even 10 million won.

Credit delinquents are fundamentally barred from borrowing money.

In addition, it is difficult to borrow them even if they are not credit delinquents.

Didn't it happen when I borrowed money from the town safe to buy a truck!

I was sitting in the rotating chair of the president's office and thought about the old days as I watched Yeouido Park spread out of the car window.

[That's right, then I couldn't go to the bank because of bad credit, so I went to the town safe and tried to borrow money. When I took over E Tower last time, I lent 65 billion won as collateral, but I couldn't borrow 20 million won at that time.]

At that time, my credit rating was below six.

The Community Credit Cooperative said it could borrow 15 million won up to the sixth grade, but it was able to borrow 12 million won because it did not have the sixth grade.

I couldn't borrow it until I took the certificate of employment at my factory.

This was because the loan was an emergency living loan for sunshine workers.

Due to the credit rating, the annual interest rate was not applied at 5.8 percent and 10.6 percent of the high interest rate was applied.

Korea does not have a caste system like India, but it was a country with a credit ratings.

I had lost a lot of money when I bought a truck.

"Have Jung and Song ever had a rough time like me?”

Jeong and Song thought they would be different from me because they graduated from a good university and went straight to a securities company.

None of the employees seemed to have suffered so much, except for Kim Hyung-sook, who came from a poor family.

But because they are now under me, I wanted to brighten up the future of these people.

Anyway, because they are people who are raising JS Invest with me.

determination for employees