Stylistic road

Chapter 196 Development of real estate and collection of benefits (seeking recommendation, seeking collection)

It is never too late for a gentleman to avenge him.

Old blonde swears, I'll press you girl under the bed sooner or later!

Before Lao Jin took office as the head of the company, he had instructed Finance to go to this branch to open an account, and then the deposit and turnover would go from here.Jiang Lin didn't know this way, and thought he had a surprise. This company crossed over to open an account, which was really good.

Jin Zheng went straight to any leader.

Once the power is in hand, let the order do it!

Jiang Lin's voice came over the phone, "Hello, I am Jiang Lin, the vice president of the XX branch of XX Bank. What can I do for you?"

This procedural service term speaks the correct tone, fast and clear.

Lao Jin: "Hello, is this Manager Jiang Lin? I am Jin Zhengzhi."

The voice on the other side really wasn't so kind: "Ah, it's Mr. Jin, what can I do for you? If it is a loan, we will run out of this year's quota, I'm really sorry."

"Manager Jiang, our employees will be paid at the end of the year. This is not a small amount..." Lao Jin said anxiously.

"President Jin, I can understand your urgent heart, and I can fully understand it! But I'm sorry, I can't help it. Or, can I lend you my salary this month?" Jiang Lin is the most annoyed of taking this kind of loan The phone call, the bank does not want to lend, but the government wants you to lend to them, in addition to the problem or go on your own.

"Manager Jiang, you are misunderstood. I have changed my job. I am now the general manager of Jingmei Real Estate. I mean it's the end of the year. We need to take out 33,765,443 yuan on the company account to pay employees. Know you are Old friend, I asked the accountant to put it in your branch in advance, and I specially asked you to open an account."

Oops, what's the matter?In fact, Jiang Lin’s savings and loan business are under great pressure today.

It's strange whether it's because banks need to collect savings on the one hand and loans on the other.What they want to do most is that you not only make a deposit in our bank, but also make a loan in our bank.

"Oh, I'm sorry! Mr. Jin, Brother Jin! Haven't your company's salary already been paid? Or I let the counter transfer a sum of money. There should be no need for funds a year ago. Accountant Xiao is on vacation. "This company is a major customer of her own, and she has an understanding of the financial situation.

"Temporary use, sorry, we need to develop a real estate project, we need funds, you also said that your bank has no quota. I will first transfer the money to China Construction Bank to express my sincerity, and then use the company's assets as a mortgage and loan point Pay out."

Lao Jin threw a bait.

In fact, Lao Jin really had this idea, and of course it was still in the consulting stage. Chen Mingliang needed to decide everything.

After contacting the company's core financial information, Mr. Jin studied the company's procurement costs, and finally came to the conclusion: The cost of purchasing a finished building in the community is still too high, and it is really better to develop and construct it yourself.

Nonsense, how did developers develop?!

As one of the leaders of an old state-owned enterprise, although he did not get a piece of the power circle, he still knew many people after decades of relationship.

The old factory area to be relocated is relatively large, covering an area of ​​more than 800 acres, and the funds received from the enterprise are not enough for all development.This time I plan to sell some plots of land in exchange for funds, because they have a lot of debt.

The area of ​​the plots taken out this time is not large or small, totaling 73 mu, or about 2.8 million per mu, for a total price of 200 million yuan.

Lao Jin calculated by himself that if it is developed into a 33-storey residence, the storey height will not exceed 100 meters.Assuming that a unit is 600 square meters and greening is arranged according to 1:3, that building covers an area of ​​2,000 square meters.Then 24 buildings can be built on this piece of land, one building covers an area of ​​20,000 square meters, and the entire residential area should be about 500,000 square meters.

The current construction cost is 800-1200 per level, which requires construction funds of about 400 million yuan.

And how much money can a 500,000-square-meter house sell, according to the average price of 3,500, 1.8 billion, more than double the profit.

The company has so many high-quality assets that can be mortgaged to the bank, and the loan of 300 million yuan is not a problem.

Paying 200 million yuan for the land, using 100 million yuan can definitely support the entire project, and it is even possible to build it without spending money to make people advance.

With this idea, wherever he could sit still, he found an old classmate who was the chief engineer in the design institute, and compiled the feasibility study, blueprint plan, and bird's-eye view.

Looking for Jiang Lin was indeed deliberately revenge, and really meant to ask about loans.

"President Jin, Brother Jin, let's talk about this in person, okay, where are you, I will come over immediately." Jiang Lin was a little anxious.

"I am off today, the company's food is stopped, and I am shopping for my own food. Then, let's meet and talk another day" Lao Jin said with evasiveness.

Jiang Lin knew that this must not be relaxed, otherwise it would really be yellow.

"Where do you buy groceries, I'll come over immediately. I have a good cooking skill."

The vegetable market is large and crowded.At the door of the market, Jiang Lin called Lao Jin again, and Lao Jin answered that he was in the aquatic area.

Slim suits, tight trousers, stilettos are not compatible with the temperament of the vegetable market.But there was no way. When Ta Ta Ta Ta walked to the aquatic product stall, Lao Jin was carrying two fish.The water fish was very fierce, with a long neck stretched out, and wanted to bite someone. Looking at the wrinkled skin, Jiang Lin was still a little confused.

Out of the food market, Lao Jin's car is very mature and manly, it is a 28-bar.

Jiang Lin hesitated and did not mention that he had driven a Beverly car.She twisted her body and sat in the back seat. This suit made her mature figure out of flames.

In fact, since Chen Mingliang's car was repaired, he really didn't want it, so he gave it to Lao Jin.

Where did Lao Jin enjoy this kind of treatment? He was a god tribute every day, and he had to wash and wipe every day.It's not an important occasion, so I can't bear it.

Soon I arrived at Jingmei Real Estate, not far from the food market.

Lao Jin also imitated Chen Mingliang and separated all the overhead floors on the first floor here to create an office.

Excluding the few coaches who occupy the quota, the company also has more than 20 people, which is not crowded at all.

Lao Jin was ridiculed by his wife for half a year at home, and was unwilling to go home, so he separated a room for himself. This is a hardworking man who wants to make his company his home.The accommodation conditions are pretty good. After all, there are only a few 20 people working in an office with seven or eight hundred square meters, so there is too much space.

The two bastards were both handled by Jiang Lin. She first used a chopstick to lure it to bite, and then lifted the knife with her hand and dropped it. G's head fell off, and Lao Jin twitched.

The food is on the table, and then the small bar is served.

"Brother Jin, what is the nature of the loan you are talking about?" Jiang Lin twisted his waist, and the woman's waist was a fatal waist.

The complacent old Jin took out the company’s asset record: “Oh, my brother, I’m at this level. I manage five or six billion in assets and collect four million rents every month, but only three are saved. Thousands of thousands failed and failed."

Then Lao Jin talked about the restructuring of their old factory and they wanted to take that piece of land.Ask how much the bank can lend.

This is not simple. Jiang Lin quickly passed it in his mind. Real estate mortgages can be loaned at least 70%. These houses can also be valued when they are valued. At least 400 million can be approved!

If the loan is really negotiated, and the commission is five thousandths, how much is this, two million!

Inlay gold is fine.

"Brother Jin, I have some talk about this, so let's continue drinking."

With this waist and this hip again, Lao Jin endured half a year of loneliness and frustration, and after half a year of hard work and concentrated work, the whole person had already panicked.

It's a snap.

The next day, Jiang Lin was going to work, she got up calmly, took a shower and brushed her teeth.

Not to mention loans, at least 30 million deposits in the bank have been saved.

I wanted to say goodbye when I opened the door, which disappointed Lao Jin who wanted to break up.

"I'll drive you back, I have a car"

"Brother Jin, is it 28 bars again? Can you still ride today?" Jiang Lin smiled pretty.

Come with me, get out of the garage, I rely on, a brand new Mercedes-Benz S400!

When I drove to the shop, he said, "Here, let's talk another day." After finishing talking, Jin also patted Jiang Lin's thigh, which was really elastic.

"Send me to the yard, isn't it good to stop on the street."

Driving into the yard, the yard is very large and empty. There are a row of bicycles parked. There are only two or three cars. The best is a Daewoo, now called Buick.

The employees were lining up and shouting brainwashing slogans, and then they were ready to go to work at the counter.

Jiang Lin got off the Mercedes-Benz, smiled, and received an enviable look.

It took a few days for Lao Jin to bid farewell to his boss, and wanted him to come back soon!