Successful fruit picking system

Chapter 162 Digital Xia Yuan Pilot!

At this time, this group of competitors discovered that if they want to advertise the brainwashing routine, they only need money to advertise.

But things like propaganda, it seems that you can't do it with money...

Can money buy good music?

Many of these things are magical, even top singers or musicians may be able to produce one or two classics in a lifetime, not to mention that they are all flow niches now...

These top players are rich, but even if they take tens of millions to shoot in front of the agents and producers, they cannot buy a theme song of the level of "Ordinary Road"!

Not only is the theme song not good, but the film I made may not keep up...

The business of these top players has long gone beyond the e-commerce platform, and the tentacles have already extended to various fields.

They either have their own film companies, or have their own investments in film companies and video platforms.

So the big guys are very clear about what kind of film they can shoot...

Investing in several hundred million and making a big bad movie is just normal operation?!

The big guys have also heard the song "The Ordinary Road" and watched the promotional video shot by the United Nations University. They are all moved.

However, this kind of touch just made them confident that they can surpass this song and this promo without spending a little money...

How did that person named Zhai Xiaoguo write such good music?

I heard that the soundtracks in the blockbuster films of the United Nations University were also produced by him.

At first, some people felt that it must have been handwritten by other guns. After all, Zhai Xiaoguo is rich and it is normal to hire gunmen to create for himself...

However, such rumors are becoming increasingly unreliable...

Because one of those music is a classic, who can find such a shooter?!

If there is such a person, can you still be called a gunman?!Can be the godfather of music, okay?!

So from the aspect of propaganda, the big guys think they can't beat it...

If you can’t beat it, you have to go to the ring to play, but the final result is to let the audience watch the jokes...

So, what should we do?!

In fact, these top players are also ranked,

Among the two most powerful, Niu Niu Niu has its own payment system, which is very similar to the blue and green QR codes used by Zhai Xiaoguo in his previous life.

Now these two are the most heartburning...

It’s not because of the e-commerce platform of the General Assembly Service Station, but because of the payment system...

On the contrary, Zhai Xiaoguo feels good here. He feels that this wave of operations from above has almost become an assist for his own. It is simply time for me!

At first, Zhai Xiaoguo discovered that although the service station of the United Nations General Assembly has been very successful, it has developed from the cracks, but the payment system used on the platform is still other people's payment system, which is naturally weak...

The payment system is a winner-takes-all thing. Even if you can invest money to get rid of the payment system on your own platform, it will not be a big climate.

If you don’t let people use the payment method they are most used to, they can go to other platforms...

As a result, when he felt that his payment system was monopolized by others and was very upset, the Central Bank of China actually launched the digital Xia Yuan!

Zhai Xiaoguo doesn't know what the digital currency of the previous life is like. Anyway, the digital Xia Yuan in this life has already found several pilot cities.

There are also pilots on the network platform, so I chose the General Assembly Service Station and two other non-head platforms.

Specifically, people can convert the traditional Xia Yuan on their account into digital Xia Yuan and then trade on their three platforms.

The question is, why are the two head payment platforms surnamed Niu in this world so burnt?

Originally, the digital Xia Yuan is a digital version of the Xia Yuan standard currency, which has legal compensation properties, so using the digital Xia Yuan or the traditional Xia Yuan to pay will not affect their two payment systems.

Because whether the payment is made through the two systems is digital Xia Yuan or traditional Xia Yuan, there is actually no difference.

However, those who have the digital Xia Yuan can directly use the digital Xia Yuan to pay!

No longer need to scan the two-dimensional code of the blue and green as before...

Let’s talk about the mobile terminal first. People use two platforms to scan codes, which saves the trouble of going out and trading with notes and coins.

But now, banknotes and coins are directly digitized, which is equivalent to wearing change on your body, so you can pay directly without going through other payment systems!

Not only the mobile terminal, even the web terminal, the demand through other payment systems will become weaker...

For example, the payment platform acts as a third party, temporarily escrows the money paid by the buyer and the seller, and waits for the buyer to receive the goods before paying.

Because with the digital currency at the national level, you are equivalent to the third party payment platform!

And the credit is higher, don’t forget that the Daxia Central Bank is the source of Xia Yuan’s credit!

In the future, if the buyer paid the money, but the buyer did not ship the goods directly, the money itself is in the hands of the third-party platform of the country.

At that time, the e-commerce platform will process the business normally, and decide whether to refund or not, as before, and then the third-party payment platform of the country should refund it, if it should not be refunded, it will not refund, and even if the refund is wrong, you can directly retrieve ,

It is equivalent to the official directly acting the role of the original platform as a third party.

It can be seen from this that the digital Xia Yuan has the transaction attribute of "non-anonymous, but private".

This is similar to the usual traditional online shopping method. When both parties have to pay, they are not anonymous to the payment platform. Of course, the payment platform knows who paid, and in the end, it sends the money to whom.

The only question is, who is more credible as a third party?

Naturally, it is the source of credit for credit currency. The country is more credible. The credit of others is actually the credit endorsed by the country...

The above is just the usual payment function. In the future, the central bank will not even bypass the problems of various payment platforms, but can directly bypass the commercial banks!!

Commercial banks can still handle the business they should have, but the digital currency does not exist in the commercial bank, but is still transferred back and forth in the central bank account.

At that time, commercial banks may still be able to decide who to lend money to, such as a certain related household, but they can no longer manipulate money by themselves, and then create a big black hole without outsiders knowing it.

Because the central bank knows what the economic situation of this related account is.

At that time, it will no longer be the problem that thieves can't steal change, but even tax evasion, corruption, etc. can no longer operate in the dark.

Of course, there will always be gaps. For example, people can still collect antiques, gold bars and beauties, and go to a restaurant of a certain family to eat and drink, as long as they don’t pay through the system.

However, these things cannot enter the higher-productivity system for trading. They can only stay at the low-productivity level of bartering, and cannot be hit at all.

For example, in the original 100 yuan, the bad guys can operate the 30 yuan in the dark, but now it has fallen to the primitive level of bartering and can only be operated offline for the 3 yuan.

Obviously the latter causes less damage to people...

To be continued...

Author's words:

"Thank you yesterday's Ping 9 Xiaobing and other book friends for their support, thank you!

In addition, Chapter 159 has been unblocked. I don't know. The editor in charge must have helped a lot. Thank you!"