Taoist Law

Chapter 48 United Savings Bank

Listening to Aber's asking the small amount of silver ticket is preparing for the creation of a stock market, Zhao Ran smiled and said: "It can be said, but it is not all, the truth is true, the late generation did not think so much."

Aber's questioning: "Then you are ready to issue a small amount of silver ticket, is it? Is it prepared for issuance of treasure bills?"

Zhao Ran asked: "Is the national state of the four seasons of Qianzhuang completed?"

Aberway: "Is it completed last month?"

Zhao Ran also asked: "When did you start the county cloth?"

Aber's stunning: "Do you want to all counties?"

Zhao Rong said: "Even the county cloth points are not completed, how to issue treasure bills? Aber, you have also said, small silver tickets, small silver tickets, essentially a silver ticket, difference lies in small or large amount. It is Not a silver, not a treasure bill, is a certificate of silver, indicating how many silver in Qianzhuang. "

Aberway: "Since it is a small amount of silver ticket, why should I be printed by the Bao Banknote? I have a small amount of silver ticket issued in the four seasons. How much is the four seasons? Why do you do it?"

Zhao Rong said: "It's all possible, I can issue my own small silver tickets, there is no problem, then why don't you issue?"

Why didn't I issue a small silver ticket? The reason is very simple: there is no need. In other words, no one is used.

The biggest role of the silver ticket is to make it easy. The businessman who should be in Shandong, and listen to which Qianzhuang has a distribution in Shandong. Go to the ticket to pay for the silver ticket, and pay directly with the silver ticket, and do not bring the amount of casinous silver.

As for small payment, such as one, two silver, or even a few money, it is broken silver. Qianzhuang's own print is not costly, the anti-counterfeiting cost is too high, the people don't have the heart to exchange - they look at the silver.

If you change the small amount of silver tickets, it will be low in cost, and the second has a flyer, lottery, journal and other payment goods as relying. The market demand has supported support, with a certain issue basis.

Since it is a small amount of silver ticket, there is no problem in temporary. The small amount of silver ticket is a certificate of silver, and the big money is very excited. It is necessary to save much silver in the booth. With the supervision mechanism of major money, the Baoarian Division is also difficult to abuse the small amount of silver ticket. In Zhaoran's design, when the initiator production of small silver tickets, there must be an authorization of the joint committee. This is an authorization of roadworking technology, not authorization on the instrument, which is "hard" authorization, no It's open.

Aberdened a question: "If you don't plan to get a small amount of silver tickets,

The Bao banknotes cannot profit, and the court cannot profit, what is the meaning of this? Is it not going to solve the money? "

Zhao Ran replied: "There are two purposes. First, build the credit of the small amount of silver ticket, let the people know that it is not necessary for gold and silver or copper money to buy things, small silver ticket is not waste paper, wait for everyone to habish The existence of small silver tickets has laid a social foundation and psychological basis for the issuance of credit currency. "

I took a meal, waiting for the Aber's slowly digestion, Zhao Ran continued: "Second, when the Baoarian Division concentrated on a group of silver, it will create a Qianzhuang, and of course Qianzhuang is only easy to understand. Story, his official name should be the 'Joint Savings Bank'. "

"Joint Savings Bank? What do you mean?"

"Bank is the advanced form of Qiazhuang - this, let's discuss it later. This bank's capital comes from the purchase of small silver tickets in Money Vincer, and the bank will jointly set a share of interest every year. The big money is stored in the bank's silver payment savings, so the savings bank. The proportion of interest can float from 3% to Hundred. "

Aber is thinking: "That is to say, how many small silver tickets have been bought in the Bao banknotes, how much can this joint savings bank?"

Zhao Rei's head: "Aber can try a lot of savings in the people, who used to save silver in the four seasons, who wants to pay for the four seasons, in the future, who is in the four seasons, silver, who pays some money, four seasons Qianzhuang can purchase the Silk Silver Baooney Silver to buy a small amount of silver ticket, earn the payment price difference. "

Aberway said: "If the payment can reach 3% per year, the four-season Qianzhuang can purchase one million two small silver tickets; reach a hundred percent, buy two million! Every time a percentage point, I Buy more than one million! "

Zhao Ruyi: "Thank you, Aber's support. After the opening of the spring next year, the Baoarian Division will begin to print the first small amount of silver ticket, this small amount of silver ticket will first provide four seasons."

Aberdess: "How do you plan to pay this money?"

Zhao Ran replied: "There are many ways, large-scale investment, purchase bonds"

"What is bond?"

"Is a loan voucher, indicating how much money I owe you, how many interests you should pay each year, when will I return this gold?"

"Come come, let's talk about it, what is the bank? Why is it the advanced form of Qiaowei?

After the Aber is sent away, Zhao Ran looks likes to find it, and sometimes the dimensions and two jobs, and they are busy. See Zhao Ran, report on the project spending of the bridge. I bought anything, paying more silver, and it is clear.

At the end: "Forty two thousand two thousand two hundreds of paper charity payment have been paid, the remaining may not support for three months. The next official calculates, before the second year, pay for 180,000, In addition, in addition, for a few days, it is necessary to pay for the work toll fees of the funds raised this year, paying the first purchase of bricks and gravel. "

Zhao Rong said: "Charity is temporarily no money, this winter is a whole month, you need to wait until you can get 100,000 in early February. This way, the fifty-season Qianzhuang issued by the four-season Qianzhuang can be used, I approve You borrow 100,000 borrowings. "

After saying the bridge, Zhao Ran asked the Baby Division: "The treasure banknotes issued by the Baoarian Division, the only thing that allows me to enter the eye, paper technology. This technical Baoarian Division has retained ? "

Time Victimed: "Some, drawings, processes are recorded, but the workshop is not too early. The final batch of Bao banknotes in the Bao banknotes were in Zhengde three years, and the workshop was revoked."

Zhao Rong said: "Small silver ticket, I think about it, still feel that it is better to use the previous Bao banknotes. Listen to you, I have to restore the paper square, I am afraid that it is a bit difficult, and even if it is restored, it is estimated The cost is also too high, you can't get lost. Bao banknotes can't take out the technology, let the people do it? The small silver ticket made from the book can be purchased by the Baoarian Division. In-step procurement expenditure, can be temporarily borrowed by the household , To be a joint savings bank to walk forming, can be paid by profitability "

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