The journey starts from the Titanic

As for the future Bank of America, Situ Nan is not uninterested, just the opposite, but he is waiting for the opportunity, and then suddenly gives Janini a sap to let him know that someone else is watching you all the time!

Under the rule of Dennis Fargo, the new Wells Fargo Bank has more and more branches in California, and the deposits it has taken in are increasing. Therefore, it has more spare capacity to participate in the industrial development of California.

Although under his auspices, Wells Fargo still adheres to a prudent business strategy, and the concept of serving customers remains unchanged, but it has also begun to taste the sweetness of the investment in the iron and steel industry, and it has become more and more connected with Situ Nan’s Beida Industry. The closer.

This is exactly what Situ Nan hopes to see.

After the end of the First World War, Wells Fargo received generous returns by investing in the arms industry, doubling its assets to 200 million U.S. dollars, and controlling a large amount of deposits of California residents.

This western hillbilly became the role of restraining the eastern banks, especially during the two-year economic depression after the First World War. When some arrogant banks in the eastern part were preparing to reach out into California, they were suddenly attacked by Wells Fargo. , Finally touched his nose and had to run back to the east in a desperate manner.

Dennis Fargo proudly claimed to be the new bank nobleman in the west.

In order to manage his bank effectively, Stuart set up a financial company called William Bank Holdings Group, or William Financial Holdings, shortly after returning to New York, headquartered in a humble building on William Street next to Wall Street. in.

William Financial Holdings does not engage in specific financial services and commercial activities, but integrates the banking financial business of the consortium by controlling the shares of several banks under Situ Nan, and provides financial services to enterprises under Situ Nan.

This is the most popular and basic commercial bank organization model that has emerged in the United States after the 29-year economic depression in the United States in history and after the country strengthened the supervision of multiple financial industries.

Its advantage is that it can effectively expand the total amount of capital, strengthen the bank's strength, improve the bank's ability to resist risks, and make up for the shortcomings of the single banking system; it can also effectively avoid the legal constraints of the US states and effectively reduce the financing cost.

Situ Nan was very familiar with this model in his previous life. He didn't like the large and full-bank management model popular on Wall Street nowadays. Almost imaginable businesses were mixed together.

Not only doing commercial savings and lending, but also doing securities speculation, as well as insurance, trust and other businesses, it is like a hodgepodge, which is easy to cause management confusion.Especially when the economy is in recession, it is even harder to return.

The traverser naturally saw a bit farther than others. On the basis of not being divorced from reality, Situ Nan took into account the disaster ten years later, so he simply made it in one step and fiddled with William Financial to avoid the need for time. People who are in a hurry will have to experience the pain of restructuring.

Soon after the establishment of William Financial Holdings, Situ Nan transferred all the bank shares under his name to William Financial Holdings. In addition to Wells Fargo Bank, there were also California Union Bank, Parker Bank and Houston Energy Investment, which were purchased during the previous two years. The bank has total assets of approximately US$20 million, but indirectly controls US$70 million in assets.

Among them, Wells Fargo is the big one. The other two or three small banks have no time for Situ Nanbu to take care of him, as long as they hang them in William Holdings to fatten up.

In order to grow Wells Fargo Bank, Stuart soon merged the California Union Bank of Kingsoft on the 1st and Parker Bank of Los Angeles into Wells Fargo Bank, thus becoming two important branches of Wells Fargo Bank.Because of this, Wells Fargo's expansion in California was able to proceed smoothly.

Although William Financial Holdings is insignificant compared to Morgan, Citi and other big banks in New York, Situ Nan's expectations of him are not low.

According to his design, William Financial Holdings should be a bank department store, including Robes Securities, which operates stocks and securities, Wells Fargo Commercial Bank, which operates storage and delivery, and Houston Energy Bank, which operates oil investment, and Future Design Financial institutions in foreign countries.

As Situ Nan intensively cultivates in the western states in the next few decades, the number of subsidiary banks and Sun Banks indirectly controlled by William Financial Holdings has also increased, and the assets under control have become larger and larger, like a snowball. Expansion, decades later, even Situ Nan can't tell how much money William Financial has.

Especially after the First World War, the stock market was sluggish. After Situ Nan took the opportunity to merge his shares in Robles Securities into William Financial Holdings, William Financial Holdings suddenly became a fearful and mysterious financial giant.

A few years later, a guy who was too idle wanted to build a wealth ranking list, specifically mining assets controlled by the consortium. He accidentally discovered the existence of William Financial Holdings, so he made it public all over the world like he discovered the new world. William Jinkong just showed it to the world.

People suddenly realized that not only California but also Texas, a group of ultra-close monopoly giants have William Financial Holdings behind them. The California consortium or Texas consortium they have always called is actually the William Consortium. Suitable.

However, because William Financial Holdings is a sole proprietorship of Situ Nan, the finances are never disclosed. Until he is a hundred years later, people don't know how much money the William Financial Holdings has. Perhaps only the person involved knows a rough figure.

As for the guy who broke the news, his company was immediately acquired after he broke the news of the Century. However, he was not unlucky, but was important. He went to discover the new wealthy Americans, new wealth heroes, and the biggest. The few families of the people gradually came out of sight and hid them tacitly.

Chapter 135 Nicolas Stella

Dennis Fargo went to San Francisco to start the second venture of the Fargo family, but Situ Nan stayed.

Although he longed to return to warm California, he could not get out for the time being.

The turning point in the history of the United States in 1917 was also a turning point in the World War, which contained unlimited business opportunities. In order to get greater benefits from it, he could only stay in New York, where information is more developed.

While in Buffalo, Situ Nan had the opportunity to visit the world-famous Niagara Hydropower Station.In 1897, Westinghouse contracted to build the world's first 100,000 horsepower Niagara Hydropower Station in Buffalo.

It was independently designed and constructed by the genius scientist Nicolas Stella. At that time, Nicolas Stella, who was only in his thirties, used his 9 patented inventions, including alternating current power generation technology and alternating current. Power transmission technology are two major technological inventions in human history.

This is not only Westinghouse’s first victory over General Electric, but also the first victory of AC over DC.With the increasing popularity of AC power generation technology and AC power transmission technology, human production, life, and thinking mode have been changed by the mysterious and powerful power of electricity.

Two years after the completion of the Niagara Hydropower Station, Buffalo, 35 kilometers away, became the first city in North America to use electricity on a large scale through the high-voltage power transmission system.At that time, electricity was mainly used for lighting, so Buffalo was also called Guangcheng.

Situ Nan didn't have time to feel the grandeur of a city suddenly illuminated like the day, but he also expected it to be very spectacular!

Since returning to the Titanic inexplicably in 1912, although electricity has begun to be used on a large scale in this era, it is only the "beginning". In Situ Nan's view, he lived more in the steam age, but not electricity. era.

So he was excited about everything about electricity, and that feeling was hard to explain clearly, as if the frequency of his soul had become 60 Hz.

How much he longs to miss the days with computers and mobile phones!Even if you don’t have a computer or mobile phone, it’s good to be able to turn on the TV when you go home, but it’s a pity that it’s not a TV, not even a radio.

Not to say that there is no radio. In fact, as early as 8 o'clock in the evening on Christmas Eve on December 24, 1906, Professor Fessenden of the University of Pittsburgh successfully passed the 128-meter-high radio tower of the National Electric Company in Blount Rock, Massachusetts. There was a broadcast.

Someone has conducted successful broadcast experiments before this.

But nowadays broadcasts are still in the laboratory and have not been commercialized, so it is impossible for Situ Nan to listen to the broadcast, although he is really not interested in the early primitive broadcast Situ Nan.

Standing on the dam of the Niagara Hydropower Station, Situ Nan watched the rolling river rushing down, making a rumbling roar, his mind was caught, and a lightning bolt flashed in his mind. He said to himself, " Electricity! Should I do something?"

...

Coming out of New York Central Station, Situ Nan got into the car.After passing the American Society of Electrical Engineers Club.Situ Nan suddenly said to the driver: "Turn around to the public library."

The driver was a little surprised, but didn't say anything, turning the steering wheel skillfully, and the car drove to the New York Public Library.

After getting out of the car and walking into the elegant New York Public Library, Situ Nan asked the staff for someone.

"Excuse me, is Mr. Nicolas Stella here? I know he always loves this place." Situ Nan walked to a librarian and said with the most sincere smile.

"Mr. Stella left in public. He should have gone to nearby Bryant Park." The aunt replied enthusiastically.

"Thank you. You are such a beautiful angel." Situ Nan said happily, taking two steps and coming back, and asked with some embarrassment: "By the way, what is Mr. Stella like?"

"A tall and thin man with a split head, a gray suit, and a group of pigeons." The aunt smiled and replied enthusiastically.

Nicolas Stella is a celebrity in New York who often comes to the library. She is no stranger to that scientist after working here for many years.In fact, not only Nicolas Stella but also other experts and scholars often care about this library.

"Dove?" Situ Nan asked.

"Yes. Pigeons, he loves to feed pigeons, everyone around here knows." said the aunt.

When Situ Nan came to Bryant Park, he saw a strange person, just like the aunt in the library said, he was tall and thin, and he was surrounded by a group of cheerful pigeons.

I saw him sprinkling the feed on the ground while whispering something, looking at the pigeons on the ground looking kindly, but Situ Nan stood and watched for a while, and suddenly he felt that the soul of the man was not there. On the pigeon, his mind seemed to drift far away.

This is the age-old wizard Nicolas Stella?Situ Nan made a question mark in his heart?

Well, it seems that this handsome guy is a bit old, his complexion doesn't look great, and the popular mid-heads feel a little awkward!

Situ Nan thought to himself, and asked, "Mr. Nicolas Stella?"

Seeing that the other party did not respond, Situ Nan repeated loudly: "Mr. Nicolas Stella?"

Nicolas Stella was just dreaming about the future of scientific and technological inventions. It was when the crooked climax was suddenly interrupted. He turned around angrily and saw a handsome young man in his eyes. The smiling face made me even more upset.

"Yes, I am. Is there anything wrong?" he said coldly.