The King of Advertising

Chapter 61 Financial Arrangements

On Sunday morning, Qiu Ran, who was a rare sleeper, got up to wash and ran to the restaurant.

She just sat down and picked up the chopsticks, the corner of her eyes swept Qiu Xu, and she couldn't help shouting in surprise, "Brother, what's wrong with your lips?"

"Is it beaten by someone or bitten by a puppy?"

As soon as Qiu Ran's words fell, Meng Ying and Qiu Hongqing, who were holding the porridge bowl, couldn't help but laugh.

Meng Ying laughed and said, "Son, we have been holding back without asking."

"Since Xiao Ran asked, you can explain it. It's not that you didn't get the consent of the girl, and then..."

"Just got a bite?"

"Brother, are you really bitten by Sister Lin Xi?" Qiu Ran asked with a gossip.

Qiu Xu glared at her, touched her a little bruise, and her upper left lip that was a little bit sore.

Last night, the five hundred dollars was originally very sweet and full of affection.

It's just that Qiu Xu is a little greedy and has dishonest hands. He wanted to make a surprise attack, but Lin Xi was shocked.

As a result, he was bitten by Lin Xi.

Naturally, Qiu Xu would not admit it, and explained: "How could it be bitten!"

"Last night when I drove back, a small dog sprang up on the road. When he braked suddenly, his lips hit the steering wheel."

"It turned out to be the case, it turned out to be hit by the steering wheel."

Although Meng Ying, Qiu Hongqing, and Qiu Ran recognized this explanation, the smiles between their brows and eyes revealed their true thoughts.

"Son!"

Meng Ying squinted Qiu Xu with half of a sliced ​​salted duck egg, and said: "You can't be too impatient to chase girls. Be careful to scare them away."

Qiu Xu refused to admit it and said, "Mom, it's not what you think."

Meng Ying chuckled and said, "No, it's not."

She asked again: "Son, according to the agreement signed with Yao Kun, next week, the three million will be paid."

"What are your arrangements for this money?"

Qiu Xu thought for a while and said, "Shall we pay the mortgage in one lump sum?"

Meng Ying smiled and said, "Son, you are younger than me, but I didn't expect it to have much financial management concepts."

"The mortgage we have to repay a year is 140,000. If we pay off the mortgage in one go, it will cost about 1.5 million."

"Do you know how much money you can get from buying a bank's wealth management products for this 1.5 million yuan?"

Qiu Xu shook his head and asked, "Mom, how many are there?"

Meng Ying introduced: "Protected financial management has at least four points of return. For financial management with slightly higher risks, only five or six points."

"Putting into the stock market and engaging in long-term investment, the average annual return is also ten points higher."

"If you lend to companies or private individuals, there are at least twelve points."

"This kind of income is much better than a one-time bank loan repayment."

"Furthermore, as prices rise, our monthly loan repayment pressure will become less and less."

Qiu Xu said with some worry: "Mom, this loan to companies and private individuals is too risky, right?"

"It's possible to lose everything!"

Meng Ying looked at Qiu Xu and said depressedly: "Son, I didn't expect you to be more conservative than me. In fact, some established financial companies are still trustworthy."

"If you are worried about risks, invest in the stock market."

She said with interest: "The 300,000 to 400,000 properties in our family have always been in the stock market, and they are all operated by me."

"The income in the past few years is still okay."

Meng Ying said with some pride: "Son, let me tell you that our 500 shares of Su Qiang sportswear rose by five points a day on Friday."

Qiu Hongqing said happily: "A five-point increase, my wife, you are amazing."

"Is there any big news?"

Meng Ying smiled lightly: "There are rumors in the market that Su Qiang sportswear will soon become the main sponsor of the national table tennis team. This is interpreted as Su Qiang's steady development for several years, and he is ready to exert his strength."

He does not mean that.

These words made Qiu Xu immediately think of the meeting with Qian Tonghui of Shenghai International Advertising Media last week.

In the name of the test, this guy wanted him to come up with an idea for a national table tennis player to shoot an advertisement for Su Qiang sportswear.

Combined with the rumors of the stock market, it is clear that Qian Tonghui's seemingly random test project is definitely not accidental.

"Damn, this guy is really insidious, he even sets up a set for himself, trying to cheat his own creativity."

Qiu Xu whispered secretly, and said in a deep voice, "Mom, then put the temporarily idle money into the stock market and you will be responsible for the operation."

"Anyway, if there is a need, it is relatively easy to cash out from the stock market."

Qiu Xu again said in a deliberative tone: "Mom, Dad, Linzi’s bar needs to do some decoration upgrades to welcome Yao Kun’s performance, plus Yao Kun’s appearance fees, publicity, etc., at least hundreds of thousands. Investment."

"His funds are relatively tight, I am going to lend him 600,000 temporarily?"

After looking at each other with Qiu Hongqing, Meng Ying nodded and said, "Lin Zi has been your friend for many years. You know the bottom line. The decoration of the bar is also a matter of business. You can make your own decision."

The decision of 600,000 yuan was so easily approved by his parents, Qiu Xu immediately felt flattered.

This is the real manifestation of the rapid improvement of one's own status!

He was a little excited: "Mom, Dad, Lin Zi is a man with a spectrum. He won't mess around. The bar business will definitely boom."

Qiu Xu looked at Qiu Hongqing again and said, "Dad, take out a few hundred thousand more, can you open a shop?"

Qiu Hongqing's expression was a little moved, but then he shook his head again: "In the past few days, I have discussed with your mother about opening a shop."

"It's just that it's not easy to do entities now. In the commercial street in front of the community, few shops can last a year."

"The investment in this shop is not small. Rent, decoration, shop, etc., only one or two hundred thousand yuan will go in. We don't have good resources and certainty, so let's not risk it yet."

Meng Ying went on to say: "Son, your creative work in advertising should be related to many big companies and big bosses. You should be more careful and think about your dad when you encounter suitable opportunities to borrow resources to open a store. "

Qiu Xu hummed, then smiled: "Actually, my current income can be considered acceptable."

"Dad, or if you are at home, you should retire early?"

"When the studio has more work, you can help me again."

Qiu Hongqing glared at him and snorted: "I have hands and feet, and my body is good, I don't need you to raise it!"

Qiu Ran smiled and said, "I guess, Dad doesn't want to stay at home and be a full-time woman and man!"

This made Qiu Hongqing angry.

Qiu Ran shrank a little, changed the topic, and reminded Qiu Xu in a low voice: "Brother, car, don't forget the car..."

"By the way, there are cars..."

Qiu Xu was interrupted by Qiu Hongqing when he was halfway talking, "What car? Where does this go!"

"Son, although you started your business very smoothly, it doesn't mean it will always go smoothly."

"Be prepared to endure hardship anytime."

"You have a friend's car driving, and you can use the golf car at home anytime."

"Wait for you to earn enough..."

Qiu Hongqing thought for a while, and said, "If you make 10 million, then consider the car."

Qiu Xu is depressed, but now my dad has said something dead, it is not easy to refute, so he has to wait for another chance.

At this moment, the doorbell at home suddenly rang non-stop.

Qiu Ran ran to open the door, and then her loud voice came, "Brother, your little admirer is calling you..."

PS.

In the new week, please support from collections, recommendations, investments, comments, etc.!