The Youngest Son of Sunyang

“It's nothing to worry about, so don't think about it. ”

“You give up the financial program at Circuit Capital and sell cars? Shouldn't you be thinking about giving up your company's profits to help others? ”

President Joo Gwang-sik said as if it was hard to understand.

“Like I said, not anymore. Ms. Oh Se-hyun is like the teacher who taught me about finance overall, and the cruise car... is my grandfather's legacy. ”

I stared at it and trembled.

“It's easy to pay for money.... Phew, I really can't sell anything. ”

“This is bad. ”

“Yes?”

I don't know what that means, but when I opened my eyes, Chairman Joo said with a smile.

“My nephew, who thinks his financial business is so easy, is blinded by my competition. ”

“Competition? That's how cooperation works. ”

“Good. I'll trust you to cooperate. And I owe you one. I'm not saying I don't know. ”

I'm talking about using me to acquire a card company and using both legs strategy.

“But first, I have to run a card installment program. It wouldn't have happened if it wasn't profitable and risky. ”

“No way. How many cars do you think Hyundai Motors have sold in installments? ”

“Well, that's true. It's just a slap in the leg. My nephew will simulate when he shuts up. ”

Card fees and installment interest. It's not a losing business. As long as there's no risk of playing cards.

I wedged him before he hesitated.

“Yes, of course you do. But remember one thing. ”

“What?”

“How much interest did Hyundai Motors make in installment sales? If you're good at it, you can buy it all at the card company. ”

Automotive installment program managed by President Stock. It is a great temptation for the competitive chairman to be able to steal the profits from it.

“This is bad. ”

“What else? ”

“My nephew knows my weaknesses too well. Haha.”

“Scratch where it itches. ”

“What if I like Jin's niece better than Joo's niece? ”

“If you continue to cooperate with your uncle as you do now, you will be like your nephew. ”

We laughed loudly, even though we didn't have minds.

# # #

“That's just the way it is. It's always useful when you throw it away when you don't need it. Haha.”

The Vice President of the Vibration Machine exploded the fireplace as if he had seen something really interesting.

“I know. If I'd known this, I would've just held it. I wasn't planning on linking my car's installment program to my credit card. ”

I scratched my head with a sad look.

“Who do you think? This was your idea, too? ”

“No, I'm thinking of President Oh Se-hyun. It seems that consumers have been judged to be financially responsible for the poor sales of cruising cars. ”

Instead of the word HW, he wrote the name circular. To make it feel a little more like his own.

“What about Cruise Capital? They're already running the installment program, right? ”

“36 months is the maximum. I've even thought about raising the interest rate and extending it, but the Capitol executives are strongly opposed. It gives the impression that the interest rate is only high compared to other companies. ”

“That's right. Consumers can't be thorough. I don't think the interest rate has risen since the installment period increased, but it's expensive after only the highest interest rate, Maneha. ”

He said, looking at the vibratory vice chairman rolling his head diligently.

“The Hyundai Card will be reviewed positively. Especially since Circuit Capital has decided to discontinue the installment program for the new car. ”

“What? Why give it up? Automotive finance revenues are at the heart of Capital? ”

It was even more shocking that I had abandoned the interests of Cruise Capital than I had found Daehyun first. I open my eyes and scream.

“What can I do? We have to help each other like this. Oh, isn't she a little special to me? And we should avoid leaving only the egg and the burden on the card company. ”

Seeing that it benefits him, his voice sank.

“Do you think the card purchase program can increase the installment rate? ”

I'm already thinking of a way to increase my revenue

“Current interest rates are higher. So you can also get promotions that discount interest rates within 36 months. Because, as my oldest father said, consumers only see results. ”

“Hmm…. ”

When I saw my oldest father starting a complicated calculation, I knew my work was done. Now we need time to look at the specific numbers and make a final decision.

“Anyway, the cruiser will send you a proposal. Review that and decide. ”

I burst the water.

Now it's time for HW cars and card companies to negotiate. I sent HW cars to collect talented people from Cruise Capital.

If they make the best combinations, we can expect a reversal of charter.

* * *

Signs have already appeared everywhere. If you look a little deeper, you won't know it's only going to explode now, but it's hard to stop.

A card issuer or transaction that prevents users from returning to cash, or from acquiring new customers and forfeiting the card fee they are scraping.

And they didn't give up the fees and the installment interest that would come as soon as they scratched 10 million won cars with cards.

“We have a deal. The card fee is a bit heavy, but we can make up for the increase in sales. ”

The two card companies will now launch a huge advertisement. Thanks to this, our 'Izquilo' has become an advertisement.

“Great. You met your father in person? ”

“Yes. I'm not a stranger, and I stopped by to say hello because we're the unfortunate ones. ”

“Did you say anything? ”

President Jo Dae-ho smiled.

“That guy, HW, talks about how his car is like his own. I have a cruise car, cruise car all the time... I was a little grouchy. ”

“You didn't even give the order, did you? Like you? Huh. ”

When I saw Joe's frowning face, I swallowed a smile.

“Huh? You didn't catch anyone? ”

“Honestly, it was ridiculous. Thinking that the concept itself was a problem, a car that should not come out if it's competitive abroad.... Later, he explained to me about the next project. You said you needed to reinforce the semi-mediated lineup…. ”

The beast that ran out of us in the face of the angry President Jo, felt that it was difficult to imprison us twice again.

After Pyongyang and Ajin merged, they led the company without any instruction. He may be the first CEO of a large corporation to experience a separation between ownership and management.

I would have reported the status of the company to my grandfather from time to time, but I did not receive any further instructions. I only brought the company on my own, and I didn't receive black instructions from the owner's family to take the company's money.

From his time on the cruise, he would never have felt as proud of being a CEO as he did of HW automobiles.

“So what did you say? ”

“If it wasn't for the card installment program contract, I would have taken care of it, so I told you to mind your own business, what would you do? I only pretended to nod because I was the one who was sorry. ”

When you do business, you should wash your liver and gallbladder clean and leave it at home. Even if it's dirty or not, the front line sales rep and the boss are the same.

But the results were good enough to endure.

From the looks of it, all three companies made a big deal.

Young people, who are a little burdened with buying a two-seater coupe, are also familiar with scratching cards. Moreover, the temptation to build up to a point moved their minds.

The first credit card auto installment purchasing program ignited a new customer acquisition program for cruise and Hyundai Card companies.

In addition, the telephone of the door that had been poured into the automobile shop was crowded with card companies. Those who checked the amount to pay each month rushed to the store with their cards in their hands.

“This is working. I think we need to upregulate the 7,000 targets. Haha.”

“What's your estimate? ”

“At least 10,000. I'm going up to 12,000 internally. ”

“The card fee will make the profits worse, right? ”

“The total profit and loss will be similar to the initial 7,000 targets. However, the output has increased, so it will be more saved in the cost sector. The most important thing is something else. ”

If I touch consumers' emotions, even if they are not ordinary and OK, I get a purchase appetite. HW cars are different from Daehyun, which produces only one-way cars.

Above all, the first car for a young customer is an HW car. Now, if we don't break their trust, we have a solid consumer base.

“Can you tell where the growth is coming from? ”

“Mainly Daehyun. Funny thing is, I didn't buy Daehyun's light car, but I came from a semi medium-sized car. Medium-sized generation buyers don't shake, but they start weighing ours, which is a little cheaper and even prettier. ”

President Jo said with a sudden smile.

“I can hear the shout of President Hyun-hyun. Will < CLICK > sell less for loss, or will < CLICK > sell less medium-sized... I'll be annoyed. ”

“You'll be even more pissed when our commercials start to go viral. ”

“Two of the most expensive sports stars in the world right now have an exclusive contract with us. I can assure you, this time, the Chief of Hyundai Motors will be crushed. Huhu.”

“Anybody else coveting? apart from personal friendship. ”

Joe notices the meaning of my words at once, and thinks for a moment.

“There's only one. I'm from marketing, and he's been cold since President Joo became president of automobiles. This time it's target number one. ”

“Marketing has no reason to covet... but there must be something special about it. ”

“He's the first person to plan Daehyun's participation in a major global rally, and no one in my country knows that much about it now. Daehyun's grades are low, so he's out of his mind. ”

President Joe looked at me and checked again.

“If you buy a European sports car company, don't you have to go to the rally? Once we have the technology, we'll see what we can do. ”

“First place on Daehyun's firing list will be our entry number one. ”

* * *

2002 was a really fun year.

The old World Cup and elections had nothing to do with me, and I was one of the most thorough spectators.

But today I was part of a huge national task and was very deeply involved. Although the results have not changed....

The night before the presidential election, the candidacy rally continued to crack, with breaking news pouring in until dawn.

Though crisis advocates may have gathered or been the force of the original candidate, on December 19, a blue life lead was elected to the 16th presidency.

The precisely engaged teeth that had ruled my country began to squeak.

Punishment and media, media and politics.

The cogs of this structure were interposed by the "people" who never thought of it at all.

New Millennium in South Korea began right at this moment.