To Be a Power in the Shadows!

The only thing left is mainly furniture in clothes... it still looks like I left the items that are cheap or scuffy.

Paintings and precious metals are well recovered.

There are other brochures on financial products. Is it a Mitsugoshi bank-related product?

"Hmm..."

I was curious to open the brochure.

"Super excellent product with full principal guarantee!! We will pay a monthly distribution of 3% of the investment amount!! What a super high yield at 36% per annum!!

"Stop scamming!

I almost accidentally broke the brochure and threw it away.

In my previous life, I studied investment beside training. "The Shady Powerful" and the luxurious funds are inseparable.

If you study a little about money, you hear about the principal guarantee, laugh at your nose, burst into laughter with your monthly distributions, and the level of tea blowing out of your nose at 36% per annum, but those without knowledge are the magical words that appeal to you the other way around.

The less knowledgeable they are, the more reassuring they feel with the principal guarantee, the more stable they feel with their monthly distributions, and blind to the 36% annual interest rate.

I seek peace of mind and stability because I am anxious, but I cannot abandon my greed.

Fraud uses such human psychology to get into it.

"This is a typical Ponzi scheme..."

Let me explain, a Ponzi scheme is - it is a super famous scam!!

It is a common practice to operate the funds you have funded and to return the profits to the investors on a monthly basis as ultra-high yield distributions.

For example, if a customer invests a million zennies, they will return 30,000 zennies per month. A million zennies in a year will be 1.36 million zennies. Once you have deposited ten times that ten million zennies, you can receive 300,000 zennies each month. That's the only level a civilian can live on.

Of course, the money I deposited can be withdrawn at any time before construction. (Didn't say I could actually pull it out)

By the way, even the best investors in the world can't stabilize an ultra-high yield of 36% per annum.

So con artists don't operate in the first place.

Scammers cut their capital contributions and return them as distributions.

Naturally, if you keep doing that, it's bound to go bankrupt one day.

But the Ponzi scheme is an efficient scam that can easily make a fortune in a short period of time.

There are three reasons.

One, easy to gain credit for.

Distributions for the Ponzi scheme shall initially be paid monthly.

People are relieved that distributions are paid for months. It's cheap if you can get credit for just a few percent of your capital return.

Two, a customer collects money.

When distributions are actually paid monthly, people want to make more money.

The investment, which was a million zennies in the beginning, swells up with 200, 400 and 800, greedy to live off the distribution alone.

He borrows money to fund it or even recommend it to relatives and friends to collect it. In other words, customers are becoming advertising towers and collecting more and more money.

Three, hard to find out.

Ponzi schemes are not fraudulent while distributions are being paid.

The period can be months or even years.

While giving out the distributions, wait for the guests to luxuriously play with their money to collect further gold.

And if you decide you're not gonna get together any more, you're gonna run away with a lot of money.

Until that moment, customers don't realize it's a scam.

It's an efficient scam that uses people's psychology brilliantly and meshes all the gears perfectly.

"No, no, no, but the Mitsugoshi Chamber of Commerce can't do it."

The Ponzi scheme is an efficient fraud, but it has only one drawback.

That means it's bound to go bankrupt someday.

So we have to have an escape before it goes bankrupt.

Individuals can escape as much as they want. But the Mitsugoshi Chamber of Commerce has no escape, so there's only business failure. It's too risky.

"No, but it's not impossible for this world to have an annual interest rate of 36%...?

I could never have done it in the previous world, but this world is for the sake of monkeys.

If you look, there will be no amount of dilapidated investment projects, and you are going to use the full knowledge of my past life anyway.

... I think I'm going to do it.

"Oh, it says the investment period is up to three years"

So seriously, are you going to operate at 36%?

The Mitsugoshi Chamber of Commerce is expanding its business at an incredible rate. Perhaps you're using most of your profits to expand your business.

"I mean, is this product for the collection of funds"

I guess I need the money now anyway. We continue to collect money from our customers, increase it further with credit creation, and expand our business.

"Are you even going to conquer the world...?

If you don't keep it as long as you can, the Beetle Chamber of Commerce will form another siege net.

But if you know that, this could be a super good product... hmm.

"I wonder if there are any other good products"

Try to roll the brochure apart.

"Oh my God... this insurance, it's not compound interest... this annual interest is only for the first year... This pension starts at 55 years old... with an average life expectancy of 65 years in the world..."

There was a line of products filled with numbers magic.

But this is still a good battle compared to previous life's financial instruments.

The legal fraud that banks and insurance companies are recommending... it's not just me... but you have to be careful with products that buy security and safety at very high prices.

"Seriously... this pension, this whole life pension"

A life pension is, as its name suggests, a pension that you get paid every month until you die.

The average life expectancy in this world is 65 years, but I'm going to live 500 years with magic power...

"Huh... isn't it an overwhelming victory"

Find the best life annuity.

"Here it is...! I get a million zennies a month till I die...... that?

It says something on the edge of the brochure in a letter smaller than the rice grain.

"* except Demon Swordsman"

I broke the brochure and threw it away.

"There is no decent product..."

With that in mind, the annual interest rate of 36% may also be attractive to customers. In the first place, people in this world know very little about financial products such as investment, insurance and pensions.

Fish with sweet bait for three years first.

Fate follows.

"I'm going to eg..."

I thought I'd definitely succeed if I did a Ponzi scheme in this world...... no wait, let's focus on the zombie event now.

I am also concerned about the royal castle in the Kingdom of Oriana, which is Mr. Doem's will.

"But it's strange that there's so little food."

I only have Special Beauty Drop DX. I should leave it because there are many products that are inexpensive and don't get sunny.

"There's a reason we don't have food."

And Margari answered my question.