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Chapter 578 Chu Ziman Talks About Business

Cai Chongxin introduced Chu Ziman to the current chairman of Guosen Holdings, Cai Huiming. According to Cai Chongxin, Guosen Holdings will be the major shareholder of the provincial commercial bank. At the same time, because of his background in state-owned assets, Cai Huiming will serve as chairman.

When Wu Liang heard the news, his expression was wonderful. When he was a writer on the street, he carefully studied the prosperity and decline of Jianlibao. Among them, the acquisition of Jianlibao was among the top ten mergers and acquisitions in the country in 2002. In the case, Guosen Holdings was involved.

This is not the most important thing. The founder of Jianlibao, Li Jingwei, circulated on the Internet, could not be trusted by the government of Shuangshui. At the same time, because the performance of Jianlibao was deteriorating, he sold Jianlibao to extremely low prices. The so-called liar Qi attack master Zhang He, thus falling into the era of Li Jingwei.

After that, Wu Liang turned his head to understand Zhang He's personal experience and summed it up in one sentence, Wizard.

Zhang Hi is not the most famous acquisition of Jianlibao, his investment vision is the most important, he invested in the legal person shares of Yexing Bank and PingAn Insurance.

The specific details of the acquisition will not be described too much. The reason for Zhang He's final imprisonment is also related to these financial assets.

At that time, another company in the capital acquired Jianlibao and bought 91% of its shares. They were only transferred at a price of one yuan per share. The condition was that Jianlibao’s 51 million shares of PingAn Insurance’s income would be earned. , The value of this part of the shares was worth 2.4 billion in 2007.

The most speechless thing is that the Jingcheng company actually agreed. In the end, the incident became the direct cause of Zhang He's imprisonment.

In 2007, Zhang He bought the shares of Yehsing Bank and Pingan Insurance through various channels worth tens of billions, and the funds used were only less than 900 million.

In the three-year event, ten times the investment income, if Zhang He is not a business wizard, Wu Liang himself does not believe it. However, in the final analysis, Zhang He's biggest shortcoming is poor.

No money, just think of a way, the master of Qi attack has become his demeanor to show to outsiders, and based on this, he has achieved him. He also acquired Jianli through the name of the master of Qi attack and two other partners. treasure.

Of course, the shares of PingAn Insurance are not so easy to take. Zhang He went to his partner and borrowed money to get these shares. However, his partner’s investment strategy was at odds with Zhang He’s investment strategy, and he wanted to regroup. Libao's brand, this is the reason why Wu Liang and He Xiushou watched the World Cup together last year, and they could still see Jian Libao's advertisement.

With opposing opinions, it is natural to fight back and forth because of the company's dominance. In the end, the three people took turns to be the chairman of Jianlibao, and the fight was full of joy.

When Wu Liang checked Zhang Hi's investment strategy at the time, he discovered another very interesting thing. In the industry, it was called PingAn Insurance Quasi-MBO, or Employee Stock Ownership Plan.

Ma Mingzhe, chairman of PingAn Insurance, the most famous executive in the celestial dynasty, has an annual salary of over 10 million. He is worthy of such an annual salary. Without him, there would be no glory of PingAn Insurance.

He is also the same figure as Li Jingwei, however, his methods in capital operation are far more sophisticated than those of Li Jingwei.

When Li Jingwei wanted to hold shares and engage in employee stock ownership plans, it was rejected by the Shuangshui government, and Ma Mingzhe also engaged in it. He established two companies, one is Jiangnan Industrial and the other is Xinhao. Established to specialize in employee stock ownership plans.

In 1999, due to the changes in Guojia’s policy, Ping’an’s original major shareholder Ai Cun Bu Cun Bank withdrew. At the end of 2003, a single shareholder of the insurance industry required no more than 10% of the policy and regulations. Ping’s largest shareholder, Pengcheng Investment The management company reduced its holdings twice, listed for sale of 88 million shares and 73 million shares of PingAn, reducing the shareholding ratio to less than 10%.

The second largest shareholder, also listed 40.5 million shares, and the shareholding ratio fell from about 7% to less than 5 points. At the same time, the two employee holding companies established by Ma Mingzhe held 14% of the shares together. He also Because it is the largest shareholder and chairman of the two companies, it is logical to become the chairman of Pingan Insurance and the actual controller of Pingan shares.

It is precisely because of Ma Mingzhe’s “curve to save the country” this quasi-MBO plan that Ping’an’s equity before the listing has become diversified. Two companies held by employees, one of which is Jiangnan Industrial, and Zhang Hai sold Jiangnan through Ping’an. When the shares of the industry, they spent 700 million to buy this part of the equity.

Zhang He didn’t have any money. He used Jianlibao to lend money to the subsidiary to buy shares. After he bought the shares, he pledged the bank. Then he used the loan to buy the remaining shares and transferred them around. He bought 700 million shares for one billion, and let Jianli Bao was heavily in debt, which intensified the conflict between him and his two other partners.

This is where Wu Liang's laugh is weird. Since he knows all the minutiae in it, how can he let this great opportunity slip away in vain in his rebirth.

After SARS was over, people like Wu Liang and Bai Zheng, who had made a lot of money from fruit company stocks, had nothing to do all day, plus Yan Yisheng’s joining, the young people she brought to acquire Guangdong Province were not very extensive. Success, not meeting expectations, and Bai Zheng's noise all day long, Wu Liang arranged this work for Yan Yisheng.

How to buy shares of PingAn Insurance?

Of course, from the major shareholders of PingAn, Wu Liang, in the name of Haoshi and Liangzheng Fund, respectively, spent a total of 201.5 million shares from Pengcheng Investment Management Company and another shareholder, spending 1.3 billion. Later, due to the allotment, this part of the shares Reached 403 million shares, accounting for one sixth of the total share capital of 2.4 billion.

In fact, Wu Liang can be regarded as the largest shareholder of PingAn Insurance.

Before, in Los Angeles, when Wu Liang bought Luochai and China Molybdenum, he asked Liangzheng Fund to invest, and Baizheng also had a headache. Although he made a lot of money from the fruit company, he had to reserve enough shares as mortgage. Wu Liang’s radical investment has really scared Bai Zheng into a cold sweat-Qianbaidu, Jiaotai, Ping'an, Luochai, Luomo, and his beloved racing circuit. Funds are also tight. Baba.

However, Wu Liang is almost a godlike figure in Bai Zheng's eyes, and he feels relieved even when he encounters Wu Liang's firm eyes even radically.

At the same time, Haoyi’s huge cash flow and many stores can be used for real estate mortgage loans, alleviating the huge financial pressure. Recently, PingAn Insurance’s listing time has finally been finalized, and it will be listed in Xiangjiang on June 24. Wu Liang finally breathed a sigh of relief. This is also a capital feast belonging to Wu Liang.

However, as Zhang Hi’s competitor, Wu Liang also had miscalculations. In June last year, Zhou Zheng, the richest man in the city, investigated a cup. Wu Liang did not get the 70 million shares of Yexing Bank he had in his hands. Hey, get it first.

It is precisely because of this that Wu Liang has changed the life trajectory of too many people, including Zhang He. Now Wu Liang doesn't know if this guy invested in those stocks, whether he will bite Ping An as he did in his previous life.

The strange smile on Wu Liang's face caught Chu Ziman's attention. She seemed to be aware of something and asked Wu Liang with curious eyes. Wu Liang smiled and said "Ping'an" on her lips, and Chu Ziman knew it in her heart. .

The fellow Cai Chongxin didn’t know what dumb riddles the two men were playing. He thoughtfully interrupted and felt like he shouldn’t ask. He sat in a daze in the passenger seat until Wu Liang asked him again, “Cai, according to I know that Guosen Holdings is not having a good life at the moment."

Cai Chongxin was a little surprised, and asked instead, "Wu Dong also knows this company?"

Wu Liang explained with a smile, "I have a friend who wants to start a pawn shop. I probably know a little bit about it."

Cai Chongxin said "Oh" and briefly introduced, "So, Guoxin's subsidiaries include International Trust and Investment, Jintong Securities, Xinhua Futures, Pawnbrokers and Auction Houses. It is the only financial holding group in Zhejiang Province. It’s also difficult to manage this business, but I’m not particularly clear about it.

Wu Liang heard the word securities company and blurted out, "Are these companies selling?"

Cai Chongxin is accustomed to Wu Liang's demeanor. When he sees a good thing, he opens his mouth and asks whether to sell it or not. He cried and said in a dumbfounded manner, "You should meet and understand these things."

Wu Liang gave his reasons, "I have a stock software company, which is developing well at the moment, but a securities company is missing. If Mr. Cai is familiar with Chairman Cai, he might as well bring me a line."

Cai Chongxin was taken aback for a moment and asked, "Oriental wealth?"

This time it was Wu Liang's turn to be surprised, "What? President Cai also knows?"

Cai Chongxin was completely hit, "How could I not know, I also use this software, that is, the trading system requires the software of the securities company, which is slightly inconvenient, and the rest is good."

"Yeah, so, it’s great to have a securities company of its own to solve the user’s operational troubles. Then, the acquisition is really going to be completed, Mr. Cai, I will give you a major client treatment, free of handling fees, and leverage. No more than 100 million, just use it."

Wu Liang's promise obviously worked. Cai Chongxin turned his head and asked seriously, "Really?"

Wu Liang sneered and looked at him with a slight contempt, "Do you believe me?"

Cai Chongxin didn't dare to say he didn't believe it, and hurriedly agreed, "Thank you Wu Dong in advance."

Chu Ziman hummed aside and touched Wu Liang with his arm, "Hey, the company hasn't acquired it yet, so you just promised it blindly?"

Wu Liang ran against Cai Chongxin, "Didn't Mr. Cai help!"

Cai Chongxin gave up one million annual salary and returned to China to help Ma Yun. He only took 500 yuan a month. He was able to become the only permanent partner based on his transformation of Ali. Without him, perhaps Ali would become one. A family business, there will not be a well-known eighteen arhats in later generations, and it is precisely because of his arrival that from the beginning, the interests of the eighteen arhats have been tied together with a formal contract.

He was born to study a Ph.D. and a master’s degree in economics. He is a pivotal figure in Ali. Wu Liang once thought about whether he could be sent to Nanfei Telecommunications without her. In this sense, Wu Liang should thank him.

Of course, for SARS’s Pitopi business back then, without Cai Chongxin’s suggestion, Wu Liang would only be overwhelmed with big eyes and small eyes after giving 100 million yuan of funds. Without him, there would be no good life. success.

Therefore, Wu Liang owes him a favor, and he has never had a chance to repay it. Now is a good time.

Wu Liang's ridicule made Cai Chongxin laugh or cry. He simply explained, "If Guoxin really wants to sell a securities company, I can guarantee that it can be taken down with the money."

Wu Liang laughed, "Cai is happy."

Heading west from Binjiang Times where Ali is located, about a 20-minute drive to the Guoxin Building, not far from the edge of the West Lake, Cai Chongxin commanded the vehicle to enter the Guoxin compound parking lot.

It seemed that the luxuriance of the double R car was a bit shocking, and the guard did not stop it. After stopping the car, several people entered the building.

Wu Liang looked around and found that the decoration of the building is still very proud. This is not surprising. As a company with assets of tens of billions, there seems to be no reason to have luxurious offices.

There is a front desk inside the building. Cai Chongxin took the initiative to introduce him, saying that he had made an appointment with Chairman Zhang.

Wu Liang wondered, isn't it Cai?

Chu Ziman leaned into his ear and explained, "I saw Vice Chairman Zhang Dayang first, and Pi Tupi was made by him."

Aunt Liang looked at the registration at the door and asked, "You are Mr. Cai, I will take you up."

Cai Chongxin said thank you, Wu Liang and Chu Ziman also nodded their thanks.

Standard service, smile at the front desk, it seems that Guoxin has no signs of decline as others have said. Wu Liangqing can't help frowning. He suddenly felt that he had come a bit out of date. Could it be that the sale of poles is really true Not a sale?

The result is as he expected.

The three first met with Vice Chairman Zhang Dayang and had a very pleasant chat. Zhang Dayang also said that he himself participated in the preparation of the new Zhejiang Commercial Bank. Judging from the current situation, the subscription has been basically completed. After all the paid-in capital is in place, You can apply to your superiors. This process should be very fast. The part left for Ali to hurry up. Fortunately, you come early, and a few days later. If you miss it, you will really miss it.

According to the provisions of "Commercial Banks", the application for the establishment of a commercial bank should submit such as the draft articles of association, the qualification certificates of the directors and senior managers to be appointed, the capital verification certificate, as well as the register of shareholders, capital contributions, shares, including registered capital 100 Relevant information about more than five-quarters of shareholders.

Zhang Dayang's meaning is very clear. He has participated in the preparations. All shareholders of the preparatory meeting have participated in the previous preparatory meeting. The proportion of shares has been fixed. If it is changed temporarily, it will not be possible to hold a shareholder meeting. In addition, information and everything are prepared. It’s almost the same. Just wait for the capital verification certificate of each shareholder, the original shares left to Ali are not many, 3 points, temporary capital increase is obviously unrealistic, blame you for not hurrying.

"Ali will hand over the funds to the dedicated user account and provide a capital verification certificate within this week." Cai Chongxin immediately stated that he had to catch all three points, and he could not catch even these three points. "However, Given our importance to Zhejiang Commercial Bank, how can we have five points of shares to occupy a seat on the board of directors?"

Zhang Dayang shook his head bluntly, "It's a bit late to discuss this now."

Cai Chongxin has a deep sense of frustration. There is really no way to be willful without money, and the opportunity is simply delayed.

Chu Ziman pretended to be displeased, "The Pitopi project that Good World cooperated with the firm last year brought 200 million yuan in profits to the firm. Now it is setting up a new firm without considering me as an important partner. Is it appropriate?"