Daqin Engineers

Whether or not a country or region enters a capitalist or quasi-capitalist society, apart from machine production, it is a bank.

Because the bank itself represents a kind of capital operation, especially mortgage lending.

If there is no bank, the whole society will be like a stagnant pool where people have little or no business opportunities at all.

The reason is that entrepreneurship requires capital, and most of the people are poor and basically have no capital. Even if they have many valuable things in their hands, they cannot be converted into capital, such as houses and land.

If the sale of houses and land is exchanged for capital, the risks and costs of starting a business will increase in stages.

So in the end, this is still an agricultural society that focuses on farming and arable land instead of an industrial society or a commercial society... The people have no money in their hands, and they can't do it even if they have the heart.

But it would be different if there were banks.

People can use houses, land, and property as mortgages and loans to convert them into venture capital. They can continue to use these houses and land while starting a business, so the risks and costs of starting a business are much smaller.

At the same time, the bank also has the function of depositing and withdrawing money, providing convenience for commercial activities in various places.

For example, both Jiuyuan and Yanmen both have banks, so you don't need to carry large and inconvenient money when doing business between the two cities, you only need to carry the cash to go back and forth.

So society will slowly enter a capital-operated commercial society, and will enter a competitive and self-regulating market economy, which can also promote its development into an industrial country.

Yun Tian was very interested in Shen Bing's theory, and sighed after listening:

"As a result, there are countless people who can become merchants."

"Nine Plains and the wild land in the cloud may be a rich one!"

"The general has never heard of this method before, and Yunzhen admires it!"

Of course, Yun Tian has never heard of it, because this is something that capitalism has budding talents, and it is said that it didn't exist until the Song Dynasty.

Then Shen Bing let the matter go to Yun Tian to do it, and asked Fatty Tun to assist... At this time Fatty Tun was almost the finance minister of the Northland, and all aspects of income and expenditure were recorded and managed by him.

Fusu did not agree with Shen Bing's move, or it could be said that he did not understand.

The main object of Fusu's opposition is the liberalization of the textile industry.

In fact, he doesn't agree with the money houses, it's just nothing compared to liberalizing the textile industry.

When the Yuntian dynasty posted a notice in the two cities to encourage business and join the textile industry, Fusu came to him...

In fact, the textile industry is also a part of business, but unlike the previous definition of merchants, buying low and selling high, it has developed to produce and sell its own products.

Fusu has been busy with education in Jiuyuan and Yunzhong during this period.

Confucianism started with education, and it is mainly education for the common people... Confucius can be said to be the first common people educator. He recruited students from the general public and broke the monopoly of the nobles on education.

If Shen Bing's many practices and ideas are incompatible with Confucianism, Fusu feels uncomfortable and needs to be digested slowly, but this point of educating civilians is completely in line with Fusu's idea.

On the other hand, Fusu felt that he had finally found a position and was no longer a person in Northland who had nothing to do and needed protection from others.

So of course he did not refuse, and provoked the backbone of education in the North.

The method of Fusu was simple. They gathered Confucian children from the common people, and then appointed them to build private schools all over the city...

As I said before, Confucianism is a commoner education for the common people, so "disciples all over the world" are everywhere.

The vast majority of the people in the North have migrated from the dynasty and there are hundreds of thousands, of course there are many Confucian children.

So people are not a problem, the problem is how much you learn.

But this is not too much in the early stage.

Moreover, the courses set by Shen Bing are not only Confucianism, but also a combination of Shushu and Woodcraft.

Among them, there is no problem with the number of skills. There is "number" in the Confucian "ritual, music, shooting, imperial, book, and number".

Wood art was opposed by Fusu.

This is not because wood art has returned to the Mohist school... Actually wood art and Mohist school are two different things, just as Confucian enrollment from common people does not mean that common people are Confucianism.

The Mohist is a representative of small producers and handicraftsmen, and it is a collection of a small group of people. It is not a Mohist who just grabs a craftsman.

Back then, Lu Ban was fighting against Mo Zi, the founder of the Mo family.

The reason why Fusu opposed the addition of wood art and even iron smelting to education was because he felt that it was a craft that required long-term learning with the master to make a difference. Adding it to education is just a matter of learning. It will not be used in future life.

Shen Bing answered like this:

"Learning is not a must, but a kind of training."

"If you say it's useful, you may not be able to use it."

"What's more, there is a saying in Confucianism called'teach students in accordance with their aptitude'. If we don't even learn basic woodwork and iron smelting, how can we know whether students are talented in this area?"

"If you don't know what students are capable, how can you'teach students in accordance with their aptitude"?"

Fu Sulian said it was reasonable, so he stopped opposing it.

In fact, this does not need to be considered at all. There are also "labor skills" and "chemistry" in the courses of modern society, and there are also vocational high schools and technical schools to learn various skills, so this is of course necessary.

Once the students find that they are particularly interested in wood art and iron smelting... Then they are sent directly to the relevant factories as apprentices. Isn't this the process of training and reserve of technical talents?

Fusu’s opposition to the liberalization of the textile industry is based on people’s livelihood considerations, of course from his perspective.

After Fusu learned of this from the notice, he hurried back from the school to the general's mansion and asked Shen Bing:

"General, it is said that the people of Jiuyuan and Yunzhong counties can operate textiles?"

"Is this serious?"

Shen Bing replied:

"really."

"Not only weaving, but also pounding rice and mills."

"Besides, I also plan to liberalize the pasta business and fund it with the bank..."

Before he finished speaking, Fusu interrupted:

"The general is in a hurry. Food and cloth are related to the food and clothing of the people. How can they be given to the merchants?"

"Businessmen all buy low and sell high for the purpose of profit-seeking. If prices are driven up, isn't it the people who will suffer in the end?"

Shen Bing answered without thinking:

"The purpose of letting the people operate is to prevent merchants from driving up prices."

Fusu asked:

"Why did the general say this?"

Shen Bing explained:

"If the textile industry is monopolized by us, I can sell at any higher price."

"If the people don't buy, they can only buy bad cloth."

"But if the people can become merchants and there are several textile workshops, if I am too expensive, I will sell them cheaply.

"What do you think?"

In fact, Fusu's statement was still bound by feudal thinking and took all businessmen as profiteers, and assumed that they would unite to cheat the people.

But in fact this is just a matter of rules.