Digital Kingdom

When he received the final payment of 2.3 million yuan, Zhao Ziming was so excited that there was no one in the dormitory, and no one could share his joy.

Although Donghua University is a well-known institution in the country, few students can earn 4 million.

However, Zhao Ziming is still very low-key and did not disclose this to the outside world.Although there is a faint sense of superiority in his heart, he is more and more kind to others on the surface, although unconsciously, he will have a dark mind.

What should I do next?Zhao Ziming had already planned to splurge and indulge in life, that does not exist.

The p2p business is developing in full swing, and it should be to contact the target company immediately and strive to complete the negotiation within two weeks.

P2P online lending, or peertopeerlending, refers to individuals and individuals lending to each other through third-party online platforms.Entered China in 2007, and gradually increased in 2010. In 2013, it has exploded and died.

At present, there are nearly 1,000 P2P platforms nationwide, with a total industry transaction volume of about 105.8 billion yuan, a loan stock of about 26.8 billion yuan, and more than 200,000 employees.

According to the conditions set by Zhao Ziming, Xiaoxun gave three candidate companies.

Baopan Financial Information Service Co., Ltd., an online p2p platform with a registered capital of 10 million, was established less than six months ago and has more than 3,000 registered users. The upward momentum is very good.

Jinlong Network Technology Co., Ltd. has a registered capital of 50 million and has 30,000 users. The non-performing loan rate is unknown, and investors intend to withdraw.

Dianjin Network Service Co., Ltd. has a registered capital of 100 million and 100,000 users.A number of court subpoenas have been received, the operation is in extreme dilemma, and many shareholders intend to take action.

Zhao Ziming does not consider the registered capital. For the online P2P platform, the most important asset is the registered users. Even if these three companies face many difficulties, it is much better than starting from scratch and starting a new stove.

At this stage, online lending platforms are growing savagely, and there is no clear pricing at all. It depends entirely on the mood of investors and the results of mutual discussions.Taking Baopan as an example, its valuation may far exceed the current market value, and p2p is now a hot investment.

According to public information, the founders of Golden Dragon Network Technology Co., Ltd. are rich second-generation generations. Although they don't know how their operations are, according to the information collected by Xiaoxun, investors have no intention of taking care of them, and the company's operations are miserable.

The employees of the Golden Dragon Company revealed that now the general manager and several vice presidents are not coming to work, and many employees have switched jobs. If it were not for the long-term borrowing time of the wealth management products designed by the company at that time, it is estimated that they would not be able to sustain it now.

However, if you want to take over, there are many problems. Without mentioning the difficulties of operation, you can see from the attitudes of a few rich second generations to money that the price of external sales may be higher than Zhao Ziming's expectations, and he does not care how much the company is worth. .

For Dianjin, Zhao Ziming has very little capital, and it is impossible for a company that wants to leverage hundreds of millions of dollars.Although the registered capital can be dealt with as long as the money is paid, once it reaches 100 million, even if it is blown out, it cannot be underestimated.

According to the information collected by the small news, the son of Zhao Zhenbang, the second largest shareholder of Dianjin, happens to be studying at Oriental University. If Zhao Ziming intends to take over, he can get in touch with him by the way.

Although Dianjin Company faces many lawsuits, its first shareholder, Zhenhua Group, is wealthy and has assets of tens of billions, and it has no plans to sell.In the next step, Zhenhua Group may make big moves, but it may also look at the bankruptcy of the Dianjin Company without helping. The risk of betting is very high.

After careful consideration, Zhao Ziming decided to set his goal on Golden Dragon.According to the contact information collected by the small newsletter, Zhao Ziming sent an email about the purchase intention.

If the other party has a formal reply, the two parties will start negotiations.If not, the next step is to find a few investors through the relationship and negotiate face-to-face.

According to data, Golden Dragon has three investors.The largest shareholder is Li Youming, and his father is a real estate developer.

Li Youming, who came back from studying abroad two years ago, wanted to show his ambitions in China, but unexpectedly made a mistake. He chose an online p2p financial management company, and he was in a muddle.

Over the past year of operating difficulties, Li Youmingzhao was hit hard, and in frustration, he stopped taking care of the company's business affairs.

The other two shareholders, Li Haipeng and Ma Wei, are Li Youming’s friends since childhood. They had invested money to give Li Youming’s face. Basically, they have never been to the company. Now that the company’s operations are difficult, the two are even less willing to worry about it. Up.

The online P2P financial management platform is extremely popular. Since the three of them intend to make a move, many people will take over.The main reason is that the price cannot be negotiated.Although Zhao Ziming only has less than 5 million, he still wants to give it a try.

After checking the time, Zhao Ziming went downstairs to prepare for a yoga class.As soon as I walked to the door of the girls' dormitory, I met Li Rongrong.Zhao Ziming hurried up to say hello.

Li Rongrong wears a pony tail and a pink tights sportswear, showing the bumpy figure, white and beautiful, full of oxygen, the pony tail jumps and jumps with the walk, looking very heroic and capable.

Zhao Ziming said his name nervously, and thanked Xie for his help in the teahouse last time.

Li Rongrong smiled and asked where Zhao Ziming was going?

Zhao Ziming's heart moved, looking at Li Rongrong's sportswear, his eyes rolled, and he said he was about to go for a run on the playground.

Li Rongrong smiled and said, then we just dropped in and I went to the badminton hall.

Zhao Ziming rejoiced in his heart and calmed down a little nervousness. Fortunately, he also wore sportswear. If he was dressed up, he would have to leave, and he could not talk any more.

Zhao Ziming walked beside Li Rongrong, watching her light footsteps, and he couldn't help but feel a little bit happy.

After talking, I learned that Li Rongrong was a sophomore in the College of Arts, who was much younger than Zhao Ziming. There was no class this afternoon, so I asked my classmates to play badminton.

The badminton hall is next to the stadium. The two of them walked all the way and chatted all the way. Their bodies were slightly misplaced. If there was nothing fresh, they kept drifting into Zhao Ziming's nose. Zhao Ziming's mood became more and more happy. The taste of spring excellent.

"Senior, come and find us to play badminton after you have exercised." Zhao Ziming racked his brains and told a few cold jokes, making Li Rongrong trembling, and when he reached the fork in the road, Li Rongrong sent an invitation.

Since I learned that Zhao Ziming was in the second year of graduate school, he called the senior in accordance with the school's tradition.

"It's not so good, I'm not very familiar with your classmates" Zhao Ziming said in ecstasy on the face deliberately.

"It's okay, the senior also came to teach us how to take the postgraduate entrance examination, okay," Li Rongrong said softly, her eyes drifting.

Zhao Ziming hurriedly staggered his eyes, feeling overwhelmed, and immediately agreed, saying that he would go and look for them when he finished running.In fact, what kind of step you want to run, you can go straight.

The two separated at the entrance of the stadium. Before Li Rongrong had gone far, Zhao Ziming had to make a mistake and ran along the plastic track, venting his fanatical heartbeat in the sweat. When he turned his head again, Li Rongrong's figure had disappeared. badminton court.

The not long yoga class has been deliberately ignored by Zhao Ziming.Although the yoga teacher is hot and charming, he is no longer in Zhao Ziming's heart at this moment, and can only apologize to the teacher when they meet.

"How many laps and how long does it take to stop?" Zhao Ziming thought as he ran. Although he wanted to go right away, he couldn't get past his face.

There are many people playing sports on the playground, and Zhao Ziming's running is not abrupt.

Zhao Ziming walks moderately, not hurriedly or slowly. There are people around him who are constantly being surpassed. There are men and women. Everyone is running for fun, not competition. Zhao Ziming doesn't care, who is surpassed or surpassed?

"It's better to run ten laps, neither seem to be too eager nor wait too long, the time is just right" Zhao Ziming secretly made up his mind.

In the hot and humid weather, after Zhao Ziming ran ten laps, the clothes on his back were soaked.He calmed his breath and walked towards the badminton hall.

The badminton hall occupies a very large area, there are many people playing, and cheers one after another.

There are uncles outside the school, and there are students in the school.

The entire gymnasium and swimming pool of Oriental University are open to the public.Because of the strong teachers, the beautiful facilities and facilities built are very popular with some outsiders.Even if it is not on weekends, many people come here to exercise.

Zhao Ziming saw Li Rongrong at a glance. The one who fought with her was a short male classmate wearing a black sportswear. Li Rongrong was a delicate figure, skilled and obviously had the upper hand. The other classmate who hit him was somewhat overwhelmed.