Digital Kingdom

"From now on, we will conduct a comprehensive evaluation of all employees of the group, formulate a plan, repair and replace, train and transfer",

Zhao Ziming said,

Motivated by the resignation of King Long employees, he finally made up his mind and approved the "smart replacement" program.

I have been hesitating before and when to start implementing it. After all, for many people, changing jobs is a huge challenge. Once they fail, they will be crushed.

Now Zhao Ziming finally understands that he is not the savior, no one is the savior, and everyone has to rely on themselves.

Of course, this process does not happen overnight, it needs to be done slowly.

"Okay", Wang Tianbao nodded,

Whether you like it or not, this day will come sooner or later.

As long as there are benefits, capitalists will not have a conscience.

"Pay attention to confidentiality," Zhao Ziming said,

"Yeah," Wang Tianbao naturally knew how powerful it was.

It can be said that as long as this news spreads out, it will inevitably cause an uproar. Instability of people's hearts is a trivial matter, and it may be used by conspirators to suppress the development of artificial intelligence.

"Also, I have read the grading plan, and you send it to others. If there is no opinion, it will be implemented in the whole group",

Zhao Ziming talked about another thing.

In order to adapt to the upcoming great changes, the challenges of the external environment, and the reform of mixed ownership, the digital group completed the employee rank reform plan on the last day of 15 years.

This adjustment is mainly for employees and does not involve organizational structure.

According to the plan, Digital Group divides employees into management positions A and non-management positions B.

The A position is divided into 10 levels, and the B position is divided into 14 levels.

Among them, non-management positions start at level 4 as R&D engineers, generally held by freshly graduated undergraduates, and graduate students are appointed from level 5.Further up are senior R&D engineers, experts, researchers, scientists, etc.

A01 is the supervisor, equivalent to B06, A05 is a senior director, who is eligible to join the digital group organization department, that is, the senior management team, and A10 is the chairman of the digital group board of directors, Zhao Ziming.Wang Tianbao and Shen Yiyi positioned A08.

"Okay," Wang Tianbao replied.

He was in charge of this matter, so he was naturally the most familiar.

The whole plan was also designed by him with reference to the ten-level system of civil servants. For the current digital group, it is very suitable because of a new round of expansion.coming soon.

"Nothing else, go call Li Yu," Zhao Ziming said.

Wang Tianbao nodded, followed the instructions, opened the door and called Li Yu in.

"I read your report. The focus of robo-advisor business has been shifted to the B-end (targeting merchants instead of users). There has been no progress recently",

Zhao Ziming asked Li Yu to sit down.

The assistant quickly poured the tea and backed out, leaving room for the two to talk.

Since Li Yu took office, he has carried out drastic reforms from both internal and external aspects.

On the one hand, it expands its credit business externally, enters the commercial credit market, and builds a personal credit system based on the cloud risk control platform.

On the other hand, it reformed the original business, continued to reduce microfinance, and vigorously developed robo-advisors.

Utilizing unique financial data processing capabilities, it cuts into the B-side of robo-advisors, and serves C-side customers in a B2B2C model by exporting robo-advisory systems to brokers and banks.

Li Yu was taken aback for a moment. He thought the boss was going to ask about the resignation tide, and prepared some self-criticism, but he didn't expect to ask about business.

Don't dare to neglect, organize the language, Li Yu said,

"We export the processed financial data to asset management institutions for investment decision-making. The contracted clients include ICBC Asset Management, China Asset Management, Harvest Fund, E Fund, CITIC Securities, etc..."

Zhao Ziming listened to Li Yu’s report, organized and logically clear, and nodded in satisfaction.

The dissatisfaction caused by the wave of turnover has also disappeared.

This is called Aiwu and Wu. As a general trained personally, Zhao Ziming naturally has a sense of closeness.

There is no evidence that executives who enter the job halfway are less loyal than successors who are personally trained, but emotionally, they are easily inclined.

Generally speaking, Li Yu's ability is still very strong, and there is a significant improvement compared with Shen Yiyi when he was in power.

No one said anymore that Li Yu was not as good as a woman.

His prestige has been established.

Although Golden Dragon Loan finds it good, it still has many shortcomings compared with the banking industry. After all, the largest customers are still in the hands of traditional financial institutions such as banks.

When Li Yu decided to provide robo-advisory services for the financial industry, he caused strong opposition within the company.

Many people said that his head was dizzy and he abandoned his martial arts.

You know, as the company's business focus shifts and microfinance revenue has declined, robo-advisors and cloud risk control have become the company's main source of profit.

Now it is incomprehensible that the technology is exported to third-party organizations and the market is surrendered.

As a blue ocean, robo-advisors can lie down and earn money with Golden Dragon's technical advantages.

However, once relevant services are provided to established financial institutions such as banks and funds, the counterparty can easily eat most of the market by virtue of the advantages accumulated over the years.

Compared with Golden Dragon Loan, there is almost no advantage.

However, Li Yu persisted in his opinion and turned the focus of robo-advisor business to the B-side, and finally achieved impressive results, proving his vision.

Especially in the first month after listing, the profit was the highest in twelve months, and the market value of Golden Dragon Loan continued to rise. It is expected to exceed 110 billion yuan and reach a 10% appreciation. shadow.

In fact, for Zhao Ziming, the huge gains from this move are not just how many customers they have developed and how much money they have made.

The reason why he agreed with Li Yu's view was that he valued the huge data accumulated by traditional financial institutions.

Jinlongdai provides customized services to major banking institutions, and will obtain a portion of financial data accordingly.

It includes analyst data (official or unofficial), exchange data (public or semi-public), listed company financial data and customer raw data.

This type of data is collected by the original brokerage firms and banks and processed together with internal data.

The ability to process and process data is different, which creates a different level of robo-advisor.

The data obtained by Golden Dragon can not only serve as the main data on the asset side of the robo-advisory system, but also provide great help for the establishment of the entire risk control system.

To a certain extent, service charges are small, and data harvesting is the key.

With the continuous accumulation of data, even data hegemony can be achieved.

Once accumulated to a certain level, it is a natural moat, comparable to technical barriers.