Intelligent Industrial Empire

"Is it possible for an international consortium to enter China's real estate industry on a large scale?" Hearing Yun Fei's words, Jiang Jianxing was startled.

Although the government has issued policies, some local government regulations have not yet been announced.The real estate market is not very clear at all, and Jiuyi Construction has also not made any moves. International consortiums have begun to enter China. This is simply a fantasy.

Moreover, for so many years of China's reform and opening up, no large international consortium has entered the Chinese market. This has a lot to do with the lack of confidence in the Chinese government's reform and opening up.Let alone an international consortium, many private owners in China have been worried about this problem.

I'm afraid that the government's policies will change, and their assets will be nationalized, and they will not cry.

No matter how powerful an individual is, there is no way to fight against a country.

Moreover, this country is ranked among the top countries in the world in terms of comprehensive strength.Even some of the most powerful American consortia dare not invest in China on a large scale. They basically build some manufacturing-type industrial plants in China...

Even in China's two stock markets, basically no foreign financial giants have entered, and these are not allowed.

The Chinese market is the most dynamic and large-scale market in the entire world. However, in the financial sector where international consortia are most active, China's opening up is very small.Moreover, the country’s market has a very large policy nature. Once the policy changes, investors will suffer huge losses.

Now local tyrants in the Middle East are actually preparing to enter the Chinese market.

In any case, it is a bit disbelief.

"This is only possible, but I think the biggest possibility for them is that they are still in the financial field. It is very likely that they will establish an international commercial bank in our country that specializes in the real estate industry. The most likely possibility is to get the Xiangjiang government to join a joint venture..." Yun Fei's guess is very likely.

Although these things did not happen in his world, what happened in that world can only be used as a reference, not a standard.Otherwise it would definitely die and haggard.

The fierce competition of international consortia in the world market cannot be imagined by ordinary people.

However, China's market is basically blank, and private or foreign commercial banks are largely restricted due to some policy issues.Development has always been very slow.

"This doesn't seem to have much to do with us, right? Maybe the benefits are even greater..." Jiang Jianxing really didn't know what this matter had to do with them.

Commercial banks with more international consortia have greater benefits for their financing.

"Once the financing of real estate becomes easy, house prices will soon be copied, and the land will become more expensive!" Yun Fei gritted his teeth.

In the next few years, the whole of China will basically rely on the real estate industry to support the entire economic system. Even in the international financial crisis, this country still maintains double-digit economic growth. This is in line with the rapid development of this industry, which is pathologically Development is completely inseparable.

Local governments rely on this industry to support GDP growth. These are visible achievements!Moreover, it is really because of the madness of this industry, the local government deficit is trillions!

"In this way, our land cost is likely to rise several times in a short time?" Jiang Jianxing frowned and asked.

If it is just a commercial housing, the problem is not big, no matter how high the cost is, it can be quickly transferred to the buyers, but commercial buildings cannot.Moreover, Yunkai was unwilling to sell these properties.

With renting, it is difficult to recover these costs in a short time.

"Yes, they originally wanted to cooperate, but I refused. In the later stage, they can't afford the cost. If our September 1st building continues to expand, it is very likely that even our entire industry will not be able to support... …" Yun Fei said with a wry smile.

"What do you mean?" Jiang Jianxing directly asked Yun Fei's thoughts.

Yun Fei's thoughts are hard to guess.

"Obtain land on a larger scale! This way we can eliminate our costs. Otherwise, when the land rises up and becomes crazy, we can't afford the cost..." Yun Fei said frantically.

Jiuyi Construction has been preparing from the very beginning. In the first-tier cities in countries such as Beijing, Shanghai, Guangzhou and Shenzhen, it has accumulated more than 5,000 acres of land.These land prices have now exceeded 600 million.

In Huadu, they have more land in their hands.

Most of these lands were taken through Xinkaixing.

The development rights are in the hands of Yunfei alone.

"More large-scale? In this way, let alone our insufficient funds, development progress will become more sluggish, and local governments will not agree to us doing this. Moreover, if we do this, it is likely to make The entire company has become a thorn in the eyes of the country..." Jiang Jianxing shook his head directly.

Doing this will definitely stimulate the land prices of domestic first-tier cities in a short time.

At that time, not only Yun Fei will be invited to have tea by those big guys, but he and Sun Chengjiang, general manager of Jiuyi Construction, will not be able to get out of the relationship.The charge of driving up prices is not something ordinary people can afford.

"No, there is nothing dangerous about this. We can obtain land in secret, and local governments are now welcome to such things. This can effectively boost GDP and drive employment. Now the economic index is the only criterion for evaluating local officials. Moreover, the land in our hands can be used as collateral to obtain loans from banks, and the funds are mainly used for the development of real estate..."

For the development of these plots, the original strategy must be adjusted.

After meeting with Walid, Yun Fei was thinking about this matter, and when Jiang Jianxing got off work, he called him out to talk about this matter.

Originally, he was not prepared to borrow from the bank at all.

As long as they don't borrow from banks, they won't have much interest in the local government. This is the cleanest political achievement, and the local government is willing to do it.After all, although money belongs to the state, banks have nothing to do with the local government in a sense.

But this is in China!

"Loan development? You are not crazy, are you? What a huge loan scale is needed? It is not easy to get a loan from any bank, right?" Jiang Jianxing was frightened by Yun Fei and was about to commit a heart attack.

Yun Fei, this kid really dared to think.

They said at the beginning that they wanted to develop a loan, but Yun Fei firmly disagreed, and now it's just a piece of news. People have such a meaning and he has become so crazy.

How can Jiang Jianxing not be angry?

"The cost is passed on. Now we are not only developing commercial buildings, but also residential development. These residential buildings can be sold ahead of time..." Yun Fei said helplessly.

If possible, he would never be willing to sell those houses now.

Within two years, the value of these houses will double several times.

In particular, the land in their hands was the area he had acquired based on his original knowledge that would definitely become high-end real estate and a city's commercial sub-center in the future.Before development, these plots were all at the price of cabbage. Once a few years have passed, the development of real estate in these areas, whether it is a commercial building or a residence, is definitely a place to make a lot of money.

"What? Brother, don't you have a fever? Four billion or more!" Bao Qi was taken aback by Yun Fei's loan request.

This kid now has a growing appetite for loans.

Last year, the loan amounted to more than one billion, and the money was quickly repaid.If he is mortgaged by other properties in his own hands, let alone four billion, or ten billion, he will approve this loan if he has already been promoted to the head office of the capital.

But Yun Fei is now unwilling to use his assets to mortgage the loan, but instead uses the land in his hand to borrow.

Those land can't be loaned so much anyway, isn't it?

"I said Mr. Bao, the bigger your official, the smaller your courage? Isn’t it four billion? Some local government project loans, your batch is tens of billions, but I With a loan of 4 billion, is it necessary to make such a fuss?" Yun Fei was speechless.

This guy Bao Qi definitely pretended to show himself on purpose.

"Brother, let me go. You are a personal loan! And the lender is not yourself..." Bao Qi rolled his eyes and said.

Yun Fei, this kid obviously has become more treacherous than before.

He borrowed himself, but let Jiuyi Construction take the responsibility...

Moreover, this time his loan request period is more than five years!

In case he loses money and is unwilling to pay it back, even if he auctions off the Jiuyi Building, these loans may not be able to be recovered.

If Yunfei borrows the loan himself, the problem will not be big. It doesn’t matter if he loses or the company goes bankrupt. Anyway, he has other huge industries, which is to lend him this loan. Yunfei's debt-to-asset ratio It will not exceed 40%, there is no problem at all.

"Besides, don't you have a lot of liquidity in your hands? If you save a little, it won't take long to save this money, isn't it?" Bao Qi sighed.

Four billion, which is really not much for Yunfei, who has more than one billion monthly circulating funds.

"I use the money for other purposes. This 4 billion loan is only the first installment, and it is very likely that I will borrow more later. It is mainly used for the development of real estate..." Yun Fei told his own purpose. Came out.

Having known Bao Qi for so many years, even if Bao Qi would not agree to help in the end, he would not disclose the plan.

"Boy, your idea is crazy, right? If you do it like this, you basically don't have to pay anything!" Bao Qi was dumbfounded.

This kid's ability to exploit policy loopholes is simply nothing to say.

As soon as the housing reform policy came out, he was able to respond with policies.

The state requires that the root cause of housing prices to become too crazy, this kid is good, he can use his own money to get the land, and then take the development rights to his own land and get the bank mortgage loan to obtain early development funds , And then sell the house that has just started to be built, and pass on the cost and loan cost to the buyer.

Although this operation method is similar to that of later generations, it can restrict many companies or individuals with insufficient strength from entering the industry to increase housing prices for profit.

Without huge financial strength, it is simply impossible to support land acquisition from local governments.

After acquiring the land, it is not possible to use the property rights of the land to mortgage the bank, but to wait until the construction of the project has started to a certain extent before this can be done.

These are the countermeasures developed by Lao Zhu's think tank based on some of the ills proposed by Yun Fei.

For the real-name housing system, the first set has tax incentives and loan interest incentives, and the second set and the third set begin to raise taxes step by step.As the government's office network becomes stronger and stronger, the national network of government networks that can register these personal asset information in a timely manner can completely avoid that the original world country wants to limit house prices and purchase restrictions are made by local governments by various means. The drawbacks.

Moreover, the nationwide real-name system of connected housing plays a very important role in anti-corruption.

These plans are supported by the entire senior management.

The government has proposed to speed up the construction of government office networking, and strive to achieve nationwide networking within two years.

To this end, it is prepared to allocate tens of billions of funds to promote network construction. Currently, Xingmeng Group and Lenovo are staring at this project eagerly!Everyone wants to swallow this item in one bite.

"Who said I can't pay for the cost? Isn't this a cost? The bank loan interest is not a cost? And, I have to bear this risk..." Yun Fei rolled his eyes and said.

"Come on, you, I don't know you yet? The bank loan, dare you dare to say that you won't share it with those buyers at the beginning? After they pay you the purchase price in advance, you must give you enough land in advance. Will the cost be recovered?" Bao Qi admired Yun Fei, a guy who didn't understand economics at all. He actually played all these and other sets.

There are many things that he can hardly think of in a moment.

"Nothing, old bag, you really need your help in this matter. Anyway, the country’s money is also there, it’s of no use. Loans to high-quality customers like me can also earn a lot of interest. What..." Yun Kai said with a mean smile on his face.

Over the past few years, the country has caused severe inflation due to infrastructure construction and too much repeated investment. It has always adopted a monetary tightening policy and has been very strict in loan approval.

Real estate is also a key industry, and many developers rely on bank loans to maintain operations.

"I really have no way to reply to this matter now. I will apply to my superiors after I go back. Anyway, you are not in a hurry to ask for money. If it is a small amount, I think even if your kid is willing to take a loan, you will not personally Come to me..." Bao Qi said with a wry smile.

This kid, Yun Fei, has never reluctantly borrowed from a bank.