Intelligent Industrial Empire

For Yunfei's loan application, China Construction Bank expressed sufficient attention.

All wages of the entire Yun's Holding Group are paid by ICBC on behalf of ICBC, various taxes and other taxes are deducted by ICBC, and most of the business transactions are transferred through their CCB.

In this way, the bank executives are very clear about the fund flow of Yunfei's subsidiaries.

Unlike other private companies, this group company has a very high debt-to-asset ratio.Even state-owned enterprises have not reached this level. The asset-liability ratio of the industries under Yunshi Holdings does not exceed 10%. If you ignore the non-holding companies such as Xinkaixing, his industry basically has no debt, even Wanyan production The base loan has been repaid.

As for North Korea, they don’t have much fixed assets, and they produce all equipment and everything by themselves...

"What do you think about the loan issue of Yunfei Jiuyi Construction?" Wang Zhishan said that Yunfei would borrow 4 billion to develop the land in their hands. This project was not necessary to be discussed at the high-level meeting, but Yunfei said very well. Clearly, this is only the first loan.

Later, the loan project may be even larger.

Moreover, Yun Fei also separated the Jiuyi Construction from the Jiuyi Group and changed its legal person to Jiang Jianxing.

Although they all know that the equity Yunfei is still in their hands, the responsibility is not paid by him.

Such things are routine operations in many domestic enterprises.

The purpose is to avoid problems in one enterprise and drag down all industries.This is a very common risk aversion method.This kid, Yunfei, has also used it several times. When the market prospects for the industry are clear and there are no risks, he can merge these companies or establish a headquarters like Yunshi Holdings on it.

"The state requires us to strictly review real estate development projects. Although his loan amount is not large, it is by far the largest private loan project. I think we should ask our superiors what they mean..."

"Now all major companies are responsible for their own profits and losses. There is no need to ask about these things. Moreover, this kid Yun Fei is not unable to pay the money. I think he is probably testing us. Even, it is also possible that he is also asking ICBC and other The bank asked about this..." Bao Qi said with a frown.

Construction of the headquarters building of Jiuyi Construction in Chengdu is about to start, and construction of Jiuyi Square in the four largest cities in the country, Beijing, Shanghai, Guangzhou and Shenzhen, has started at the same time. Each Jiuyi Building has an initial budget of 650 million yuan, including Chengdu’s , The entire investment is only more than 3 billion.

Judging from the flow of their funds, it is impossible not to spend the money.

Yun Fei did not tell Bao Qi all of his plans.

"Testing? What is he testing us? What if he wants to cheat the country's money?" The vice president knows too much about such things.

"It's possible for anyone to cheat the country's money, but Yun Fei won't. I have dealt with him for so many years. If it weren't for him, he wouldn't be able to take a loan. Or he would operate as before. Several major domestic banks lend separately, and one bank is only a few hundred million yuan. No one will hesitate. When I was on a business trip to Rongcheng last time, I was chatting with Yun’s Chief Operating Officer Jiang Jianxing and learned that Yun Fei There are two long-term projects with an investment scale of more than 100 billion. One of them is a robot project that they have been engaged in for several years without any publicity..." Bao Qi said coldly.

His words immediately caused the people in the meeting room to take a breath.

Two projects with an investment scale of more than 100 billion yuan!

All of Yun Fei's personal assets don't add up to more than 10 billion. Why does he leverage such two projects?And there is a project that has been running for several years!

"Is this true?" Wang Zhishan asked, frowning.

He also heard this news for the first time.

This year, even the country has few projects with investment of 100 billion yuan.

And Yun Fei, a private veteran who had risen in just a few years, actually had two in his hands.This young man is not yet twenty-five!

"The robot project has been confirmed, but Jiang Jianxing is not very clear about what the second project is. Yun is not this person, and he is cautious about everything. No one knows what his plan is until the last moment. Personally The guess is that it is above the nine-one shopping plaza. According to his operation model and the current price, only one hundred nine-one buildings are needed, and the investment will exceed one hundred billion!" Bao Qi said with a wry smile.

The most surprising thing about Yun Fei is his enchanting vision and layout.

"Why did he do this? If you sell these properties individually, it will not develop faster? With bank loans, this hundreds of billions of funds are simply impossible to get..."

"Leave an estate for his son! Many people know that although Yun Fei is not married, his first son is already six years old, and his second son is about to be born..." Bao Qi didn't worry about it. Non-personal privacy.

These news are basically no secrets anymore.

There are many gossip newspapers in Xiangjiang and coastal areas about this sudden rise of lace news.

There are countless speculations and versions of the woman around Yunfei.But for Yun Fei's illegitimate child, this statement is very unified.

"In other words, if we release this batch of funds, it is very likely that he will continue to lend? Borrow state funds to grow his industry?"

"It is estimated that this is the case. Walid met him before, and then he suddenly asked for a loan. Now Walid is negotiating with the Ministry of Commerce and the National Bank to establish a foreign commercial bank in China..." Bao Qi's words made everyone understand that it is very likely that Yun Fei and Walid had something to do when they met.

Yunfei's loan application really caused a headache for the people of China Construction Bank.

This money is not a problem at all for banks with hundreds of billions of deposits. The question is what happened to this kid's subsequent actions.

The total amount of land he used for mortgage is only one billion yuan, but he has to borrow four billion yuan.If approved, what about the follow-up?If you don’t approve it, how about this kid’s business transfer to another bank?

If so, the loss of CCB would be great.

According to incomplete statistics, the sales of Yunshi Holdings in the first half of 1998 have exceeded 7 billion, while the Xingmeng Industrial Base has only two months of sales...

Yun Fei doesn't care about this. He hides in the Jinjiang Hotel in Rongcheng every day, pretending to be the boss of foreign investment in Rongcheng, paying attention to the operation of the company and the movements of several women.

He didn't want them to know that he had returned to Rongcheng.

He has nothing to do with things like a fire in the backyard.If you want to be strong, Que is worried about hurting them.Let it make a fuss, but it hurts himself again.

Every day someone reports their latest trends to him, and the most powerful one is Xiao Liuzi.

This kid worked as a driver for Yun Fei, and the total time spent at work this year did not exceed two months, but his salary was still a good one. For Yun Fei, he had no idea other than maintaining his loyalty.

"Yun Fei, are you really unwilling to go back?" Jiang Jianxing was very dissatisfied with Yun Fei's behavior.

Yun Fei did not go back. In order to prevent a few women from knowing that he was back, and the company did not go, there were some people who needed him to receive him personally, and his boss needed to talk about business in person. Jiang Jianxing could only hold on.

Even the big names of Northern Heavy Industry and Haer Heavy Industry, Yun Fei, are missing.

The design concept of their turning-milling composite machining center was proposed by Yun Fei, but now when the production test is started, this kid is missing.How to prevent them from pain?

Moreover, the above means to keep their team and set up a research project team specializing in the development of large-scale equipment.

The boss of the Jiuyi Research Institute has the final say, and the general assembly is also the responsibility of the Jiuyi Research Institute. If the country wants to engage in this, it can only discuss with Yunfei, otherwise Yunfei disagrees, it is no use. .

There are so many research institutes in the country, and it is obviously inappropriate to establish another one, and it is impossible for the Jiuyi Research Institute to invest at all costs in terms of funding.

When Jiang Jianxing told Yun Fei about this matter, Yun Fei still did not want to return to the company.

These things are not that he doesn't want to do it, but that he has a lot of things he doesn't want to understand now.

Research countries in these areas have always been investing heavily. Their research institutes have basically made no money for these projects.

It is totally incompatible with the market-oriented business research institute.

The research of heavy-duty CNC machine tools is originally a costly investment project, and the market conditions are not too ideal. It is not that the profit is not high, but because of the limitation of the scope of use and the high cost, a country can’t need it. how many.

The Jiuyi Research Institute has such a plan, but it is not necessary to set up a professional project team to do these things alone.Northern Heavy Industry and Haer Heavy Industry are not very interested in the technical research of such super heavy CNC equipment.

Even the main preliminary research funding and production cost of the turn-milling composite machining center for the Three Gorges Dam, which is used to process water wheels with a diameter of more than ten meters, are provided by Jiuyi Heavy Industry and Jiuyi Research Institute. Responsible for technology, in the end, the overall profit is only tens of millions.

"What are you going to do? After a while, Hal Heavy Industry will ignore them for the time being. As long as the research progress does not affect the power generation of the first generator set of the Three Gorges Power Station. Besides, what can I do after I go? I am just one. Half a can of water, it's okay to put forward some ideas, but is it not nonsense to really let me do these? If so, can I just be a heavy industry in a project?" Yun Fei said indifferently.

He can no longer keep up with the development of the research institute in terms of technology.

Otherwise, he would never mind running to the academy every day when he was bored to instruct and guide the future majors from key universities...

Since the completion of the four-axis research, Yun Fei has seldom commented on the research work of the Institute.He knows his own affairs. At most, after the researchers' research has reached a bottleneck, he has proposed many theoretical designs for the solutions of foreign machine tool companies that he has seen, and then professional people will solve the problems.

As he often said, he only needs results, not process.

He didn't bother to talk about the specific process, nor did he want to talk about it.As a boss, you only need to give money.

"Although you are not responsible for any specific tasks, if people in the company know that you are in Chengdu, they may appear in front of them at any time, and their work enthusiasm will be much higher..." Jiang Jianxing was helpless.

Yun Fei was clearly in Rongcheng, but he was unwilling to go back.

And now it's not long before Mao's due date, Yun Fei, the dad who doesn't accompany him, why is it a bit inappropriate?Qing Yu'e drew tears once when he saw him Jiang Jianxing as an uncle.

Jiang Jianxing didn't know what happened between these young people, and he could only suffer depressedly.

Besides, no matter who is active or passive, the child in Mao's fourth belly is definitely Yun Fei!

Yun Fei is still in a mess in this regard, which is a bit of a headache.

"Follow them. I can't always guard them, right?" Yun Feidan said painfully.

These days, living alone is a very comfortable life, and then let him go back to be angry, he is really unwilling.

"It's your birthday soon..." Jiang Jianxing said through gritted teeth.

"Birthday?" Yun Fei was stunned.

After so many years, he seems to have forgotten his birthday.

Moreover, since Ni Lishuang stopped working as a nanny for him, he never celebrated another birthday.He himself has blurred his birthday.Because the birthdays of Yun Fei in the two worlds are completely different.

Moreover, the birthday he remembered was the day he came into this world.

He doesn't remember the other days, but he remembers the days when he came to this world and started his magnificent and different life.

"Uncle, I don't plan to celebrate other birthdays. My birthday is April 21st. I will enter Qingfeng Machinery as a master!" Yun Fei said with a grin.

"You kid, how can you change your birthday at random? Although your mother didn't care about you, she didn't take you much. On the day she gave birth to you, she almost had a dystocia!" Jiang Jianxing suddenly frowned.

Yun Fei, this kid, is this a rhythm that he wants to even recognize his mother?

"Uncle, my mother's benevolence and love for me are all remembered. This birthday, I just changed it to a more memorable day. Besides, what does it matter? This is just a form..." Yun Fei said indifferently.