Digital Kingdom

#151-Chapter 151

Listening to where Shen Yiyi kept talking, Wang Tianbao felt depressed. Although he had done a lot of preparations for this, he was ready to refute Shen Yiyi's proposal and give her an ugly look, but everything could not resist the boss's will. .

With his meticulous understanding of leadership, I am afraid that Mr. Zhao has made up his mind and is determined to listen to Shen Yiyi's opinions. He is just acting as a background to better persuade everyone.

Although Vice President Wang was unhappy about this task, he was unable to oppose it. On the one hand, he lacked the right to speak in his business and could not gain everyone's trust.On the other hand, Zhao Ziming's prestige is rising, and his decision and implied tendentious opinions, Vice President Wang has no thought to resist, especially the recent popularity of the "Jiang Hu" game, which adds a touch of mystery to Zhao Ziming.

The great success of the brilliant game has deeply stimulated Vice President Wang. He does not play games and naturally does not know what the content of the game is. It is just the explosion of word-of-mouth and revenue, which shocked him.

For a bankrupt project, a game company that had been captured by the former boss, the production team was on the verge of disbanding, and it came back to life in the hands of Mr. Zhao, as if by magic.

Vice President Wang even found out the closing report of the original Brilliant Game, but did not find any bright spots. In the same investigation report, why he and Mr. Zhao reached two completely opposite conclusions? Vice President Wang not only fell into deep self-doubt.

He naturally knew that Zhao Ziming far surpassed him in both vision and knowledge, but is there such a big gap between people?He could still accept the intelligence gap between ordinary people and Einstein, and he couldn't bear the difference between humans and apes.

Of course, after looking at it, everything has been said in the past. The many shortcomings of brilliant games have become hidden advantages, only to be discovered by the eye. For example, three years of dystocia are said to be meticulously polished, and Huang Xiaobo is praised as a broad vision. "Jianghu" is the first large-scale project of Huang Xiaobo's team. It is said that it retains the heart of a child without social pollution.

Could it be said that the talent of the sky is always detrimental, and Vice President Wang's confusion about brilliance is transformed into the worship of Zhao Ziming. It is true that the world has the same power, there is no reasonable explanation, and it can only be attributed to human fortune.

"Our Golden Dragon Loan focuses on low interest rates and solves the needs of users throughout the life cycle. Users are easy to recognize our brand and have higher stickiness and loyalty. After the platform is laid, it will be used in consumer installments and a stronger brand. Effect, it is invisibly more able to gain the trust of users, and relatively speaking, it is easier to achieve rapid measurement"

Shen Yiyi got up and distributed the materials prepared in advance, walked to Zhao Ziming, hesitated a little, and handed it to the little secretary, who would pass it on.

In a male-dominated workplace, ability and talent are not enough to succeed.

Shen Yiyi grew up very quickly. Whether it was experience talking or dressing, trying to be neutral, it was a pity that the female characteristics were too obvious, and the effect was not great. In contact with Zhao Ziming, she adhered to herself and never crossed the line.

Shen Yiyi has been learning how to grasp the degree of getting along. It doesn't matter to his subordinates. A serious expression is enough to deal with most scenes. For colleagues, being unsmiling is not an exaggeration.For the boss, especially the male boss, it hurt her a lot.

In the past, she thought it was enough to show off, but slowly she found out that cold as frost is not a good choice. No one wants to face a cold face every day. If you want to make progress in the workplace, the iceberg queen must not , It is necessary to satisfy the leader without making him unnecessary associations.

"This is a survey I did before"

Shen Yiyi took the topic just now and continued, “In consumer finance, customer acquisition and risk control are the key factors affecting development, and there is a huge overlap between cash loans and consumer installments in these two aspects.”

"In terms of customer acquisition efficiency, although in the early stages of development, consumption installment is faster and more accurate than cash loans to acquire users, as the scale of the platform business expands, the advantages of consumer installment efficiency in customer acquisition are no longer obvious. Convergence"

"The early stage of cash loans was to solve model problems and data accumulation. Risk pricing was constantly improved, and customer acquisition efficiency was low. Consumption installments were targeted at customer acquisition. Consumers’ buying behavior was combined with the scene. Taking our Golden Dragon Loan as an example, we gained The increase in customer frequency is to increase the frequency of user repurchase, expand the cost marginal effect, and reduce the repeated investment in customer acquisition costs, accumulate the same user’s loan transaction data, optimize the risk control model, and promote the continuous reduction of risk costs."

As the secretary to the president, one of Zhao Jing's important duties is to record the contents of the meeting.According to her own experience, she never recorded too professional content, or just wrote a title.As for the formed meeting resolutions and leadership opinions, Zhao Jing recorded them in detail because they had to be signed and confirmed afterwards.

Once Shen Yiyi started to talk about it, that was when Secretary Zhao was distracted, after a long time, she also had experience, dignified and serious, and people who are not familiar with it will definitely not see the slightest abnormality.

"Manager Shen doesn't know what to think lately. He is dressing up more and more serious, with an ascetic expression on his face, but it's okay to avoid the boss being seduce, why didn't he find Mr. Zhao so charming before"

"Xiao Xi said that it is best to decorate the house by yourself, and can choose the style you like, but I don't have the money and time, so I just choose the one with fine decoration"

Zhao Jing thought wildly, even though he went to see the house with the boss, as long as he liked it, he would basically not express any opinions.

"And that Si Haikuo is really annoying. Someone's getting a salary is hindering him, saying that my salary is too high, I bah, my old lady earned it so hard, and I envy you bastard."

When Zhao Jing thought of Si Haikuo, the deputy manager of the finance department, she got angry with a toothache. She was really nosy. She even proposed to the boss to lower her salary and said that what was uncoordinated. You know how hard you work.

"Because anti-fraud is a common problem faced by the industry, cash loans are risk control for people, and consumption installments are risk control for the transaction itself, but the people behind the transaction are still people. As long as we grasp this core, our Golden Dragon transformation will not It's too difficult.

Through big data analysis and machine learning technology, we obtain and analyze massive amounts of user information, make credit assessments, and combat long-term borrowing and malicious cashing out of bad users, all of which can directly affect consumption installment.The pass rate is an important indicator to measure the risk control strategy. According to our data, the loan pass rate of Golden Dragon is 20%..."