Digital Kingdom

Li Yu participated in the company’s decision-making meeting for the first time, and his excitement took a long time to calm down. Although he is considered to be very good in the eyes of ordinary people, he is still a lot worse than the Golden Dragon Big Three, and with the company system Gradually on track, one-step development is almost non-existent.

With Li Yu’s IQ, it’s easy to understand Vice President Shen’s thinking, and he even has the time to look at the few people sitting there. Mr. Zhao will not show it, Vice President Wang is serious, Vice President Shen scolds Fang Qi and Secretary Zhao. Elegant and beautiful.

Li Yu soon discovered an interesting phenomenon,

Vice President Wang, Yiyi Shen, he,

The three people have diminishing positions and decreasing ages, but they are in the same venue at the same time. Does this imply that Jinlong will transfer power in the future.

Since Li Yu came out of the shadow of broken love, he has been working hard and growing up with Jinlong. He is both highly savvy and willing to work hard. With Zhao Ziming's trust, the future is unlimited. The example of Vice President Shen is right in front of him.

"In general, there are several ways to transform cash loans into credit consumption. One is the combination of e-commerce scenarios and cash loans, the other is the combination of offline scenarios and cash loans, and the third is the combination of cash loans and consumption installments. Each model has its own advantages and disadvantages. Combined with the actual situation of our Golden Dragon, the integration of cash loan and consumption installment has a more linkage effect, and the supplementary effect of the platform is more obvious."

Shen Yiyi obviously has been deliberate, completely ignores the manuscript, and clearly expresses his own ideas, rich knowledge structure, clear logical reasoning, and rigorous deduction and argumentation.

Judging from Vice President Wang's colored glasses, I have to say a word of service. Fortunately, there is Li Yu. Otherwise, I will not be driven off by you.

Since Vice President Wang didn’t want to be emptied, he had to make a breakthrough in his business. He naturally chose to support Li Yu. On the one hand, Li Yushen’s Zhao Ziming trusted and had outstanding abilities. On the other hand, the two had a close personal relationship. Before Li Yu was in despair. Relying on the care of Vice President Wang, and seeing the truth in adversity, Li Yu has always respected Vice President Wang. If Vice President Wang is not young, Li Yu would have recognized his godfather.

Zhao Ziming applauded secretly. Shen Yiyi was definitely a buried talent in the bank before. With her level, not to mention the head of the head office, there is no problem in working for the provincial bank.

This is also the reason why he has been able to tolerate it many times, and it is not easy to cultivate a talent, especially one who makes people feel at ease.

Although Shen Yiyi made random moves regarding Qian Xueqian's affairs and angered Zhao Ziming several times, but in turn made Zhao Ziming more trusting in her.

No matter how talented and strong a person is, a person who is soft-hearted and thinks about his old feelings, no matter how talented or strong he is, it will not pose any threat to Zhao Ziming. If Shen Yiyi is silent on Qian Xueqian's affairs, he will even draw the line and punish Qian Xueqian actively. Qian, that is a big problem for Zhao Ziming.

Being a human being without showing up, and having strong own abilities, would he be a vice president who is willing to succumb to others?

People with shortcomings are more likely to get things done, whether it is for leaders or subordinates. No one wants to work with saints.

"The integration of e-commerce and cash loans was initially based on the e-commerce model. The problem is to acquire new users, because the two target users are almost two groups, and the overlap is low, which is not suitable for us; offline and cash loans There is a big gap between users and data. To expand a large number of offline scenarios, a huge amount of resources is required, which is not worth the gain, and there are some risks in the management of personnel in offline scenarios. Sales personnel value short-term gains, not the platform itself Employees. Then, there will be a risk of joint loan fraud between the store and the intermediary, between the store and the user, and the stability of the scene channel is very important"

The sleepiness that Zhao Jing was listening to came out. She just wanted to breathe. The physical strength of Vice President Shen was too good. She sat for more than an hour and felt a little bit uncomfortable. Vice President Shen stood there, full of enthusiasm. Full, wide open, clear voice, full of breath, and too much energy, right? Her man wouldn't get divorced because of this, right?

Looking at the energetic and energetic Shen Yiyi, Zhao Jing suddenly realized at this moment that she would never be another Vice President Shen and could only be her own little secretary. She couldn't tell whether she could or would not. , Maybe both.

"The combination of cash loans and consumer installments has the first-mover advantage. We can try to build our own channels, weaken the presence of offline scenes, bind more end-channel parties, and provide multiple services to enhance user stickiness."

Shen Yiyi's eyes flowed around, and the whole passion was integrated into this explanation. After all his efforts, he tried to persuade Zhao Ziming and get his support. With the current prestige of Mr. Zhao, there is a difference between the world and the world without his support. .

As for Vice President Wang and Li Yu, Shen Yiyi did not worry too much. Once President Zhao supports them, their opinions are not important. They can cooperate and execute her orders. If President Zhao opposes, they will not have anything together. use.

"At the customer acquisition level, in the early stages of development, consumer installment users can be converted from their original business. For the same user, on the same platform, both cash loan products and consumer installment can be used, which will increase reliance on the brand. Enhance user stickiness.

At the risk control level, the initial focus of integration is the conversion of original users. Our Golden Dragon platform has accumulated a large amount of user data, especially strong credit variables. The data between the two products is connected, which is conducive to data acquisition. With the overall development of the business, the data accumulation of the two products will be more complete, which is more conducive to model iteration and update.

At the market level, consumption installment is a blue ocean, and the demand for cash loans is relatively large. The rapid growth of the platform does not depend on the consumption installment sector.As the number of cash loan users continues to grow, even if the conversion rate of consumption installments is not high, it can still supplement the growth of the platform."

Zhao Ziming discovered for the first time that women are beautiful when they are serious. This kind of self-confidence, capable and elegant, is something he rarely meets with other women.

Of course, this is not to say that Zhao Ziming has been distracted by his subordinates. There are so many beautiful women in the world, and their energy is not much. The reason why people distinguish animals is self-control and rationality.

It is as if seeing a flower, although it is not picking, and it smells fragrant, which makes people fascinated, but seeing others picking it is absolutely intolerable.

"In short, all consumer finance platforms are currently actively looking for new opportunities in order to build higher barriers in the fierce competition and win a greater chance of winning. For Jinlongdai, although it is important to expand new users, existing users are also It should not be ignored. Time does not wait to develop its secondary value, expand the coverage of demand, and develop consumer installment business."